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HR 2816 113th Congress House

FHA Alternative Credit Pilot Program Reauthorization Act of 2013

Official title: To extend the pilot program under section 258 of the National Housing Act that establishes an automated process for providing alternative credit rating informa… Show full official titleShow less

Official title: To extend the pilot program under section 258 of the National Housing Act that establishes an automated process for providing alternative credit rating information for mortgagors and prospective mortgagors under certain mortgages.

Introduced: July 24, 2013 Introduced by: Green, Al Democratic · Texas See on congress.gov
Housing and Community Development Consumer creditGovernment information and archivesGovernment lending and loan guaranteesHousing finance and home ownership
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This bill died when the 113th Congress ended
It never became law before the 113th Congress (2013–2014) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 24, 2013
Referred to the House Committee on Financial Services.
Jul 24, 2013
Introduced in House
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 Latest action July 24, 2013

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

FHA Alternative Credit Pilot Program Reauthorization Act of 2013 - Amends the National Housing Act to extend from five to 10 years the pilot program to establish for mortgagees an automated process for providing alternative credit rating information on mortgagors and prospective mortgagors under mortgages on 1- to 4-family residences who have insufficient credit histories for determining their creditworthiness.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 6
All 6 Democratic 5
D
Carson, André
Indiana · Jul 24, 2013
 D
Chu, Judy
California · Jul 24, 2013
 D
Cleaver, Emanuel
Missouri · Jul 24, 2013
 D
Davis, Danny K.
Illinois · Jul 24, 2013
HINOJOSA, RUBEN
· Jul 24, 2013
 D
Moore, Gwen
Wisconsin · Jul 24, 2013
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2816: FHA Alternative Credit Pilot Program Reauthorization Act of 2013. 113th Congress. Open America. https://openamerica.io/bill/113-HR-2816/
MLA
"H.R. 2816: FHA Alternative Credit Pilot Program Reauthorization Act of 2013." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-HR-2816/.
Bluebook (legal)
H.R. 2816, 113th Cong. (2026), https://openamerica.io/bill/113-HR-2816/.
Markdown link
[H.R. 2816: FHA Alternative Credit Pilot Program Reauthorization Act of 2013](https://openamerica.io/bill/113-HR-2816/)
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