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HR 190 113th Congress House

Produce the Note Act of 2013

Official title: To require the filing of certain information regarding a residential mortgage in any proceeding for foreclosure of the mortgage.

Introduced: January 4, 2013 Introduced by: Kaptur, Marcy Democratic · Ohio See on congress.gov
Housing and Community Development Banking and financial institutions regulationConsumer affairsGovernment information and archivesHousing finance and home ownershipJudicial procedure and administration
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This bill died when the 113th Congress ended
It never became law before the 113th Congress (2013–2014) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 4, 2013
Referred to the House Committee on Financial Services.
Jan 4, 2013
Introduced in House
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 Latest action January 4, 2013

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Produce the Note Act of 2013 - Prohibits commencement of any foreclosure in connection with certain residential mortgages unless the person commencing the foreclosure complies with specified prerequisites, including identification of the actual holder of the mortgage note, the originating mortgage lender and all subsequent assignees, and other all parties who have an interest in the real estate subject to the mortgage or in the mortgage or its proceeds.

Requires the person commencing the foreclosure to: (1) notify the mortgagor, in writing, not less than five days before any action is taken to commence foreclosure; and (2) certify to the court, in the case of a judicial foreclosure, or to the office of the state to which notice is required under state law, that such notice has been provided.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 190: Produce the Note Act of 2013. 113th Congress. Open America. https://openamerica.io/bill/113-HR-190/
MLA
"H.R. 190: Produce the Note Act of 2013." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-HR-190/.
Bluebook (legal)
H.R. 190, 113th Cong. (2026), https://openamerica.io/bill/113-HR-190/.
Markdown link
[H.R. 190: Produce the Note Act of 2013](https://openamerica.io/bill/113-HR-190/)
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