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S 3589 112th Congress Senate Finance and Financial Sector Banking and financial institutions regulation Congressional oversight Housing finance and home ownership

Mortgage Modification Outreach Act

Introduced: September 20, 2012 Introduced by: Reed, Jack Democratic · Rhode Island See on congress.gov
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This bill died when the 112th Congress ended
It never became law before the 112th Congress (2011–2012) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 20, 2012
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sep 20, 2012
Sponsor introductory remarks on measure. (CR S6553)
Sep 20, 2012
Introduced in Senate
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 Plain-English summary Congressional Research Service

Mortgage Modification Outreach Act - Requires the Comptroller of the Currency to implement a pilot program to determine the feasibility of requiring residential mortgage loan servicers to use their affiliated national bank consumer banking branches to provide certain information to any of the servicer's residential mortgage borrowers applying for a loan modification.

Specifies information relating to: (1) all relevant contact information for the borrower's single point of contact in connection with a loan modification application; and (2) the address of a nearby location where the borrower may copy, fax, scan, transmit by overnight delivery, or mail or email documents to the borrower's customer service representative or the borrower's single point of contact at the servicer.

What's happening now September 20, 2012

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 3589: Mortgage Modification Outreach Act. 112th Congress. Open America. https://openamerica.io/bill/112-S-3589/
MLA
"S. 3589: Mortgage Modification Outreach Act." 112th Congress, 2026, Open America, https://openamerica.io/bill/112-S-3589/.
Bluebook (legal)
S. 3589, 112th Cong. (2026), https://openamerica.io/bill/112-S-3589/.
Markdown link
[S. 3589: Mortgage Modification Outreach Act](https://openamerica.io/bill/112-S-3589/)
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