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S 3394 112th Congress Senate Finance and Financial Sector Administrative law and regulatory procedures Bank accounts, deposits, capital Banking and financial institutions regulation Consumer Financial Protection Bureau Consumer credit Government information and archives

A bill to address fee disclosure requirements under the Electronic Fund Transfer Act, to amend the Federal Deposit Insurance Act with respect to information provided to the Bureau of Consumer…

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A bill to address fee disclosure requirements under the Electronic Fund Transfer Act, to amend the Federal Deposit Insurance Act with respect to information provided to the Bureau of Consumer Financial Protection, and for other purposes.

Introduced: July 17, 2012 See on congress.gov
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This bill died when the 112th Congress ended
It never became law before the 112th Congress (2011–2012) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 17, 2012
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Jul 17, 2012
Introduced in Senate
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 Plain-English summary Congressional Research Service

Amends the Electronic Fund Transfer Act with respect to mandatory fee disclosures on automated teller machines (ATMs) operated by a person other than a financial institution holding a consumer's account.

Repeals the requirement that such a fee disclosure appear in a prominent and conspicuous location on or at the ATM. Limits such requirement to appearance of a fee disclosureon the ATM screen.

Amends the Federal Deposit Insurance Act to make the Consumer Financial Protection Bureau (CFPB) a "covered agency" that may share information with another covered agency or any other federal agency without waiving any privilege applicable to the information.

Prohibits information submitted to the CFPB in the course of its supervisory or regulatory process from being construed as waiving, destroying, or affecting any privilege that may be claimed with respect to such information under federal or state law as to any person or entity other than the CFPB, another federal banking agency, a state bank supervisor, or a foreign banking authority.

What's happening now July 17, 2012

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Related & companion bills 4
  • HR 4014 Related bill To amend the Federal Deposit Insurance Act with respect to information provided to the Bureau of Consumer Financial Pro…
  • HR 4367 Related bill To amend the Electronic Fund Transfer Act to limit the fee disclosure requirement for an automatic teller machine to th…
  • S 2099 Related bill A bill to amend the Federal Deposit Insurance Act with respect to information provided to the Bureau of Consumer Financ…
  • S 3204 Related bill A bill to address fee disclosure requirements under the Electronic Fund Transfer Act, and for other purposes.
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 9
All 9 Democratic 8 Republican 1
D
Wyden, Ron
Oregon · Nov 28, 2012
 D
Coons, Christopher A.
Delaware · Nov 13, 2012
 D
Gillibrand, Kirsten E.
New York · Nov 13, 2012
 D
Blumenthal, Richard
Connecticut · Sep 21, 2012
 D
Klobuchar, Amy
Minnesota · Sep 20, 2012
 D
Bennet, Michael F.
Colorado · Sep 19, 2012
 D
Warner, Mark R.
Virginia · Sep 19, 2012
 D
Merkley, Jeff
Oregon · Jul 18, 2012
 R
Crapo, Mike
Idaho · Jul 17, 2012
Cite this page click to expand
APA
U.S. Congress. (2026). S. 3394: A bill to address fee disclosure requirements under the Electronic Fund Transfer Act, to amend the Federal Deposit Insurance Act with respect to information provided to the Bureau of Consumer Financial Protection, and for other purposes.. 112th Congress. Open America. https://openamerica.io/bill/112-S-3394/
MLA
"S. 3394: A bill to address fee disclosure requirements under the Electronic Fund Transfer Act, to amend the Federal Deposit Insurance Act with respect to information provided to the Bureau of Consumer Financial Protection, and for other purposes.." 112th Congress, 2026, Open America, https://openamerica.io/bill/112-S-3394/.
Bluebook (legal)
S. 3394, 112th Cong. (2026), https://openamerica.io/bill/112-S-3394/.
Markdown link
[S. 3394: A bill to address fee disclosure requirements under the Electronic Fund Transfer Act, to amend the Federal Deposit Insurance Act with respect to information provided to the Bureau of Consumer Financial Protection, and for other purposes.](https://openamerica.io/bill/112-S-3394/)
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