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H.R. 830 112th Congress House

FHA Refinance Program Termination Act

Official title: To rescind the unobligated funding for the FHA Refinance Program and to terminate the program.

Introduced: February 28, 2011 See on congress.gov
Housing and Community Development AppropriationsGovernment lending and loan guaranteesHousing and community development fundingHousing finance and home ownership
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This bill died when the 112th Congress ended
It never became law before the 112th Congress (2011–2012) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 41 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 14, 2011
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Mar 10, 2011
The Clerk was authorized to correct section numbers, punctuation, and cross references, and to make other necessary technical and conforming corrections in the engrossment of H.R. 830.
Mar 10, 2011
Motion to reconsider laid on the table Agreed to without objection.
Mar 10, 2011
On passage Passed by recorded vote: 256 - 171 (Roll no. 171).
Mar 10, 2011
On motion to recommit with instructions Failed by recorded vote: 185 - 243 (Roll no. 170).
Mar 10, 2011
The previous question on the motion to recommit with instructions was ordered without objection. (consideration: CR H1703)
Mar 10, 2011
DEBATE - The House proceeded with 10 minutes of debate on the Deutch motion to recommit with instructions. The instructions contained in the motion seek to require the bill to be reported back to the House with amendments which provide a continuation of the provisions of the program for senior homeowners.
Mar 10, 2011
DEBATE - Pursuant to the provisions of H.Res. 150, the Committee of the Whole proceeded with debate on the Loretta Sanchez amendment in the nature of a substitute number 15 under the five minute rule, pending reservation of a point of order.
Mar 10, 2011
Mr. Deutch moved to recommit with instructions to Financial Services. (consideration: CR H1702-1704; text: CR H1702)
Mar 10, 2011
The House adopted the amendment in the nature of a substitute as agreed to by the Committee of the Whole House on the state of the Union.
Mar 10, 2011
The previous question was ordered pursuant to the rule. (consideration: CR H1702)
Mar 10, 2011
The House rose from the Committee of the Whole House on the state of the Union to report H.R. 830.
Mar 10, 2011
UNFINISHED BUSINESS - The Chair announced that the unfinished business was the question of adoption of amendments which had been debated earlier and on which further proceedings had been postponed.
Mar 10, 2011
POSTPONED PROCEEDINGS - The Chair put the question on adoption of the Waters amendment and by voice vote, announced that the ayes had prevailed. Mrs. Biggert demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.
Mar 10, 2011
DEBATE - Pursuant to the provisions of H. Res. 150, the Committee of the Whole proceeded with debate on the Waters amendment number 6, as modified, under the five-minute rule.
Mar 10, 2011
DEBATE - Pursuant to the provisions of H. Res. 150, the Committee of the Whole proceeded with debate on pro forma amendments under the five-minute rule.
Mar 10, 2011
DEBATE - Pursuant to the provisions of H. Res. 150, the Committee of the Whole proceeded with debate on the Garamendi amendment number 7 under the five-minute rule, pending reservation of a point of order.
Mar 10, 2011
DEBATE - Pursuant to the provisions of H. Res. 150, the Committee of the Whole proceeded with debate on the Holt amendment number 8 under the five-minute rule, pending reservation of a point of order.
Mar 10, 2011
DEBATE - Pursuant to the provisions of H. Res. 150, the Committee of the Whole proceeded with debate on the Inslee amendment number 14 under the five-minute rule, pending reservation of a point of order.
Mar 10, 2011
DEBATE - Pursuant to the provisions of H.Res. 150, the Committee of the Whole proceeded with debate on the Waters amendment number 5 under the five minute rule, pending reservation of a point of order.
Mar 10, 2011
DEBATE - The Committee of the Whole proceeded with debate on pro forma amendments under the five-minute rule.
Mar 10, 2011
DEBATE - Pursuant to the provisions of H.Res. 150, the Committee of the Whole proceeded with debate on the Inslee amendment number 12 under the five minute rule, pending reservation of a point of order.
Mar 10, 2011
DEBATE - Pursuant to the provisions of H.Res. 150, the Committee of the Whole proceeded with debate on the Paulsen amendment number 4 under the five minute rule.
Mar 10, 2011
POSTPONED PROCEEDINGS - At the conclusion of debate on the Lynch amendment, the Chair put the question on adoption of the amendment and by voice vote announced the noes had prevailed. Mr. Frank (MA) demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.
Mar 10, 2011
DEBATE - Pursuant to the provisions of H.Res. 150, the Committee of the Whole proceeded with debate on the Lynch amendment number 3 under the five-minute rule.
Mar 10, 2011
DEBATE - Pursuant to the provisions of H.Res. 150, the Committee of the Whole proceeded with debate on the Fitzpatrick amendment number 11 under the five minute rule.
Mar 10, 2011
DEBATE - Pursuant to the provisions of H.Res. 150, the Committee of the Whole proceeded with debate on the Maloney amendment number 9 under the five minute rule, pending reservation of a point of order.
Mar 10, 2011
GENERAL DEBATE - The Committee of the Whole proceeded with one hour of general debate on H.R. 830.
Mar 10, 2011
The Speaker designated the Honorable Charles F. Bass to act as Chairman of the Committee.
Mar 10, 2011
House resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 150 and Rule XVIII.
Mar 10, 2011
Rule provides for consideration of H.R. 830 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be read by section. Specified amendments are in order. It shall be in order to consider as an original bill for the purpose of amendment under the five-minute rule the amendment in the nature of a substitute recommended by the Committee on Financial Services now printed in the bill.
Mar 10, 2011
Considered under the provisions of rule H. Res. 150. (consideration: CR H1678-1704; text of Section 1 as reported in House: CR H1686; text of Section 2 as reported in House: CR H1690; text of Section 3 as reported in House: CR H1690)
Mar 9, 2011
Rule H. Res. 150 passed House.
Mar 8, 2011
Rules Committee Resolution H. Res. 150 Reported to House. Rule provides for consideration of H.R. 830 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be read by section. Specified amendments are in order. It shall be in order to consider as an original bill for the purpose of amendment under the five-minute rule the amendment in the nature of a substitute recommended by the Committee on Financial Services now printed in the bill.
Mar 7, 2011
Placed on the Union Calendar, Calendar No. 13.
Mar 7, 2011
Reported (Amended) by the Committee on Financial Services. H. Rept. 112-25.
Mar 3, 2011
Ordered to be Reported (Amended) by the Yeas and Nays: 33 - 22.
Mar 3, 2011
Committee Consideration and Mark-up Session Held.
Mar 2, 2011
Committee Hearings Held.
Feb 28, 2011
Referred to the House Committee on Financial Services.
Feb 28, 2011
Introduced in House
 Votes taken on this bill 2
DateChamberWhat was voted onResultYes–No
Mar 10, 2011 House · vote #171 On Passage Passed 256–171 See who voted →
Mar 10, 2011 House · vote #170 On Motion to Recommit with Instructions Failed 185–243 See who voted →
 Amendments to this bill 11

Amendments propose changes to this bill. Members vote on amendments separately before the final bill vote. An agreed amendment becomes part of the bill; a failed amendment does not.

3 agreed to 1 failed 7 with no recorded outcome

AmendmentSponsorPurposeStatusLatest action
HAMDT 185 Waters, Maxine An amendment numbered 6 printed in the Congressional Record to add a new section requiring the Secretary to p… Agreed to Mar 10, 2011
HAMDT 184 Garamendi, John An amendment numbered 7 printed in the Congressional Record to add a new section regarding treatment of bonus… No recorded outcome Mar 10, 2011
HAMDT 183 – An amendment numbered 8 printed in the Congressional Record to add a new section detailing modifications of r… No recorded outcome Mar 10, 2011
HAMDT 182 – An amendment numbered 14 printed in the Congressional Record to add a new section directing the Attorney Gene… No recorded outcome Mar 10, 2011
HAMDT 181 – An amendment in the nature of a substitute numbered 15 printed in the Congressional Record to insert a comple… No recorded outcome Mar 10, 2011
HAMDT 180 Waters, Maxine An amendment numbered 5 printed in the Congressional Record to direct the Housing and Urban Development Depar… No recorded outcome Mar 10, 2011
HAMDT 179 – An amendment numbered 12 printed in the Congressional Record to modify the bill's required study by the Housi… No recorded outcome Mar 10, 2011
HAMDT 178 – An amendment numbered 4 printed in the Congressional Record to include military servicemembers and veterans w… Agreed to Mar 10, 2011
HAMDT 177 Lynch, Stephen F. An amendment numbered 3 printed in the Congressional Record to strike language in the bill terminating the Mo… Failed Mar 10, 2011
HAMDT 176 – An amendment numbered 11 printed in the Congressional Record to require any unexpected balances for the FHA R… Agreed to Mar 10, 2011
HAMDT 175 – An amendment numbered 9 printed in the Congressional Record to add a section which lists the number of underw… No recorded outcome Mar 10, 2011
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 Latest action March 14, 2011

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Plain-English summary Congressional Research Service

FHA Refinance Program Termination Act - Rescinds and permanently cancels all unexpended funding remaining available and allocated for the Federal Housing Administration (FHA) Refinancing Program of the Making Home Affordable initiative of the Secretary of the Treasury (under which borrowers owing more on their mortgage than the value of their home are provided opportunities to refinance into a FHA loan). Terminates the program.

Requires all such unobligated balances so rescinded and permanently canceled to be retained in the general fund of the Treasury for reducing the debt of the federal government.

Directs the Secretary of Housing and Urban Development (HUD) to study: (1) the extent to which the FHA Refinancing Program is used by homeowners who are active duty members of the Armed Forces (or their spouses or parents), veterans, Gold Star-eligible widows, parents, or next of kin of Armed Forces members who died in military operations, or members or veterans with service-connected injuries (and their survivors and dependents); and (2) the impact of the program on such homeowners.

Directs the HUD Secretary to publish a statement on the HUD website as to: (1) termination of the FHA Short [sic] Refinance Program; and (2) the availability of a Member of Congress to assist any borrower having trouble paying a mortgage and needing help contacting the borrower's lender or servicer to negotiate or acquire a loan modification.

 Related & companion bills 2
  • HRES 150 Procedurally related Providing for consideration of the bill (H.R. 830) to rescind the unobligated funding for the FHA Refinance Program and…
  • HR 1315 Consumer Financial Protection Safety and Soundness Improvement Act of 2011
 Bill text 4 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
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APA
U.S. Congress. (2026). H.R. 830: FHA Refinance Program Termination Act. 112th Congress. Open America. https://openamerica.io/bill/112-HR-830/
MLA
"H.R. 830: FHA Refinance Program Termination Act." 112th Congress, 2026, Open America, https://openamerica.io/bill/112-HR-830/.
Bluebook (legal)
H.R. 830, 112th Cong. (2026), https://openamerica.io/bill/112-HR-830/.
Markdown link
[H.R. 830: FHA Refinance Program Termination Act](https://openamerica.io/bill/112-HR-830/)
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