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HR 6415 112th Congress House

CLAIM Act

Official title: To facilitate prompt and efficient adjusting of insurance claims in the case of natural and other disasters and losses, to encourage licensing of insurance claims adjusters, and for other purposes.

Introduced: September 14, 2012 See on congress.gov
Emergency Management Disaster relief and insuranceInsurance industry and regulationIntergovernmental relationsLicensing and registrationsState and local government operations
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This bill died when the 112th Congress ended
It never became law before the 112th Congress (2011–2012) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 1, 2012
Referred to the Subcommittee on Insurance, Housing and Community Opportunity.
Sep 14, 2012
Referred to the House Committee on Financial Services.
Sep 14, 2012
Sponsor introductory remarks on measure. (CR E1543-1544)
Sep 14, 2012
Introduced in House
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 Latest action October 1, 2012

Referred to the Subcommittee on Insurance, Housing and Community Opportunity.

 Plain-English summary Congressional Research Service

Claims Licensing Advancement for Interstate Matters Act or CLAIM Act - Authorizes an independent claims adjuster meeting specified requirements to adjust claims for losses related to any disaster occurring in any jurisdiction designated by the President as a major disaster pursuant to the Robert T. Stafford Disaster Relief and Emergency Assistance Act, regardless of state licensure requirements governing the major disaster area.

Requires an adjuster to: (1) hold a valid license in his or her home state, and (2) have passed any multi-state examination established and administered by the National Association of Insurance Commissioners (NAIC).

Urges NAIC to: (1) adopt a certain model independent claims adjuster licensing Act, and (2) develop and administer a multi-state examination for an independent claims adjuster seeking to adjust claims in a jurisdiction other than his or her home state.

Sets forth criteria for state compliance with this Act, including reciprocity.

Authorizes any independent claims adjuster meeting the requirements of this Act to ascertain, determine, negotiate, or settle a claim in a state that is not in compliance with this Act. Prohibits such a state from imposing additional requirements upon such an adjuster.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 1
All 1 Republican 1
R
Blackburn, Marsha
Tennessee · Sep 21, 2012
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 6415: CLAIM Act. 112th Congress. Open America. https://openamerica.io/bill/112-HR-6415/
MLA
"H.R. 6415: CLAIM Act." 112th Congress, 2026, Open America, https://openamerica.io/bill/112-HR-6415/.
Bluebook (legal)
H.R. 6415, 112th Cong. (2026), https://openamerica.io/bill/112-HR-6415/.
Markdown link
[H.R. 6415: CLAIM Act](https://openamerica.io/bill/112-HR-6415/)
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