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H.R. 6153 112th Congress House

Fast Help For Homeowners Act

Official title: To require the holder of a subordinate lien on the property that secures a federally related mortgage loan, upon a request by the homeowner for a short sale, t… Show full official titleShow less

Official title: To require the holder of a subordinate lien on the property that secures a federally related mortgage loan, upon a request by the homeowner for a short sale, to make a timely decision whether to allow the sale.

Introduced: September 12, 2012 See on congress.gov
Housing and Community Development Financial services and investmentsGovernment lending and loan guaranteesHousing finance and home ownershipReal estate business
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This bill died when the 112th Congress ended
It never became law before the 112th Congress (2011–2012) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 1, 2012
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Jul 19, 2012
Referred to the House Committee on Financial Services.
Jul 19, 2012
Introduced in House
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 Latest action October 1, 2012

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Plain-English summary Congressional Research Service

Fast Help For Homeowners Act - Amends the Truth in Lending Act to require the servicer of a federally related mortgage, upon request by the mortgagor for a short sale of the dwelling or residential real property under the mortgage, to notify in writing each holder of a subordinate lien on the property securing the loan of such request, together with a copy of it.

Requires a subordinate lien holder that is so notified to respond in writing to the servicer within 45 days after receiving the notification. Considers the request approved by the holder if the holder does not respond within the 45 days.

 Related & companion bills 3
  • HR 1498 Prompt Decision for Qualification of Short Sale Act of 2011
  • S 2120 Prompt Notification of Short Sales Act
  • S 3177 SOLD Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 4
All 4 Democratic 2
D
Johnson, Henry C. "Hank"
Georgia · Sep 12, 2012
Cardoza, Dennis
· Jul 19, 2012
 D
Costa, Jim
California · Jul 19, 2012
Rooney, Thomas
· Jul 19, 2012
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 6153: Fast Help For Homeowners Act. 112th Congress. Open America. https://openamerica.io/bill/112-HR-6153/
MLA
"H.R. 6153: Fast Help For Homeowners Act." 112th Congress, 2026, Open America, https://openamerica.io/bill/112-HR-6153/.
Bluebook (legal)
H.R. 6153, 112th Cong. (2026), https://openamerica.io/bill/112-HR-6153/.
Markdown link
[H.R. 6153: Fast Help For Homeowners Act](https://openamerica.io/bill/112-HR-6153/)
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