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HR 5812 112th Congress House

Investing in Our Student's Future Act

Official title: To amend the Higher Education Act of 1965 to extend the reduced interest rate for Federal Direct Stafford Loans.

Introduced: May 17, 2012 See on congress.gov
Education Government lending and loan guaranteesHigher educationIncome tax ratesInterest, dividends, interest ratesStudent aid and college costs
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This bill died when the 112th Congress ended
It never became law before the 112th Congress (2011–2012) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 26, 2012
Referred to the Subcommittee on Higher Education and Workforce Training.
May 21, 2012
Referred to the Subcommittee on Trade.
May 17, 2012
Referred to the Committee on Ways and Means, and in addition to the Committee on Education and the Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
May 17, 2012
Introduced in House
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 Latest action September 26, 2012

Referred to the Subcommittee on Higher Education and Workforce Training.

 Plain-English summary Congressional Research Service

Investing in Our Student's Future Act - Amends title IV (Student Assistance) of the Higher Education Act of 1965 to make the 3.4% interest rate on Direct Stafford loans first disbursed to undergraduate students between July 1, 2011, and July 1, 2012, applicable to Direct Stafford loans first disbursed to undergraduate students on or after July 1, 2012.

Amends the Internal Revenue Code to increase the top marginal income tax rate for individuals by 1%, beginning in calendar year 2013.

 Related & companion bills 7
  • HR 3826 Related bill To amend the Higher Education Act of 1965 to extend the reduced interest rate for Federal Direct Stafford Loans.
  • HR 4628 Related bill Interest Rate Reduction Act
  • HR 4816 Related bill Stop the Rate Hike Act of 2012
  • S 2051 Related bill A bill to amend the Higher Education Act of 1965 to extend the reduced interest rate for Federal Direct Stafford Loans.
  • S 2343 Related bill Stop the Student Loan Interest Rate Hike Act of 2012
  • S 2366 Related bill Interest Rate Reduction Act
  • S 2834 Related bill Subsidized Stafford Loan Reduced Interest Rate Extension Act of 2012
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 4
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APA
U.S. Congress. (2026). H.R. 5812: Investing in Our Student's Future Act. 112th Congress. Open America. https://openamerica.io/bill/112-HR-5812/
MLA
"H.R. 5812: Investing in Our Student's Future Act." 112th Congress, 2026, Open America, https://openamerica.io/bill/112-HR-5812/.
Bluebook (legal)
H.R. 5812, 112th Cong. (2026), https://openamerica.io/bill/112-HR-5812/.
Markdown link
[H.R. 5812: Investing in Our Student's Future Act](https://openamerica.io/bill/112-HR-5812/)
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