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HR 4286 112th Congress House

Student Loan Grace Period Extension Act

Official title: To restore and extend the grace period before repayment begins on Federal Direct Stafford loans and Federal Direct Unsubsidized Stafford Loans.

Introduced: June 8, 2012 See on congress.gov
Education Government lending and loan guaranteesHigher educationStudent aid and college costs
This bill died when the 112th Congress ended
It never became law before the 112th Congress (2011–2012) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 26, 2012
Referred to the Subcommittee on Higher Education and Workforce Training.
Mar 28, 2012
Introduced in House
Mar 28, 2012
Referred to the House Committee on Education and the Workforce.
Mar 28, 2012
Sponsor introductory remarks on measure. (CR E465-466)
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 Latest action September 26, 2012

Referred to the Subcommittee on Higher Education and Workforce Training.

 Plain-English summary Congressional Research Service

Student Loan Grace Period Extension Act - Amends title IV (Student Assistance) of the Higher Education Act of 1965 to extend the grace period before payment must begin on Direct Stafford Loans from 6 months to 12 months after borrowers cease to carry at least one-half the normal full-time academic workload.

Extends the federal interest subsidy on Direct Stafford Loans to all of the interest accrued on such loans before the loan repayment period begins. (Currently, the subsidy applies to all of the interest accrued before a borrower ceases to carry at least one-half the normal full-time academic workload.)

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4286: Student Loan Grace Period Extension Act. 112th Congress. Open America. https://openamerica.io/bill/112-HR-4286/
MLA
"H.R. 4286: Student Loan Grace Period Extension Act." 112th Congress, 2026, Open America, https://openamerica.io/bill/112-HR-4286/.
Bluebook (legal)
H.R. 4286, 112th Cong. (2026), https://openamerica.io/bill/112-HR-4286/.
Markdown link
[H.R. 4286: Student Loan Grace Period Extension Act](https://openamerica.io/bill/112-HR-4286/)
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