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H.R. 3853 112th Congress House

FHA Enhanced Oversight Act of 2012

Official title: To provide for semiannual actuarial studies of the FHA mortgage insurance program of the Secretary of Housing and Urban Development during periods that the Mut… Show full official titleShow less

Official title: To provide for semiannual actuarial studies of the FHA mortgage insurance program of the Secretary of Housing and Urban Development during periods that the Mutual Mortgage Insurance Fund does not meet minimum capital ratio requirements.

Introduced: January 31, 2012 Introduced by: Stephen F. Lynch Democratic · Massachusetts See on congress.gov
Housing and Community Development Accounting and auditingGovernment lending and loan guaranteesGovernment trust fundsHousing finance and home ownership
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This bill died when the 112th Congress ended
It never became law before the 112th Congress (2011–2012) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 9, 2012
Referred to the Subcommittee on Insurance, Housing and Community Opportunity.
Jan 31, 2012
Referred to the House Committee on Financial Services.
Jan 31, 2012
Introduced in House
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 Latest action February 9, 2012

Referred to the Subcommittee on Insurance, Housing and Community Opportunity.

 Plain-English summary Congressional Research Service

FHA Enhanced Oversight Act of 2012 - Amends the National Housing Act to require semiannual independent studies during any period that the Mutual Mortgage Insurance Fund does not meet minimum capital ratio requirements.

 Related & companion bills 1
  • HR 4264 FHA Emergency Fiscal Solvency Act of 2012
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
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APA
U.S. Congress. (2026). H.R. 3853: FHA Enhanced Oversight Act of 2012. 112th Congress. Open America. https://openamerica.io/bill/112-HR-3853/
MLA
"H.R. 3853: FHA Enhanced Oversight Act of 2012." 112th Congress, 2026, Open America, https://openamerica.io/bill/112-HR-3853/.
Bluebook (legal)
H.R. 3853, 112th Cong. (2026), https://openamerica.io/bill/112-HR-3853/.
Markdown link
[H.R. 3853: FHA Enhanced Oversight Act of 2012](https://openamerica.io/bill/112-HR-3853/)
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