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HR 3849 112th Congress House

Preserving Access to Manufactured Housing Act

Official title: To amend the S.A.F.E. Mortgage Licensing Act of 2008 to provide an exception from the definition of loan originator for certain loans made with respect to manu… Show full official titleShow less

Official title: To amend the S.A.F.E. Mortgage Licensing Act of 2008 to provide an exception from the definition of loan originator for certain loans made with respect to manufactured homes, to amend the Truth in Lending Act to modify the definition of a high-cost mortgage, and for other purposes.

Introduced: August 1, 2012 See on congress.gov
Housing and Community Development Banking and financial institutions regulationHousing finance and home ownershipHousing industry and standardsLicensing and registrations
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This bill died when the 112th Congress ended
It never became law before the 112th Congress (2011–2012) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 9, 2012
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Jan 31, 2012
Referred to the House Committee on Financial Services.
Jan 31, 2012
Introduced in House
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 Latest action February 9, 2012

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Plain-English summary Congressional Research Service

Preserving Access to Manufactured Housing Act - Amends the S.A.F.E. Mortgage Licensing Act of 2008 to exclude a seller of manufactured homes from the definition of loan originator subject to such Act, unless such individual or entity is engaged in the business of a loan originator or receives compensation or gain for engaging in certain residential mortgage loan activities in excess of any compensation or gain received in a comparable cash transaction.

Amends the Truth in Lending Act, as amended by the Dodd-Frank Wall Street Reform and Consumer Protection Act, to revise the definition of "high cost mortgage."

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 33
All 33 Democratic 3 Republican 12
R
Stutzman, Marlin A.
Indiana · Oct 23, 2012
 D
Carson, André
Indiana · Aug 1, 2012
Graves, Tom
· Jul 24, 2012
 R
Scott, Tim
South Carolina · Jul 19, 2012
 R
Fleischmann, Charles J. "Chuck"
Tennessee · Jun 18, 2012
Kissell, Larry
· Jun 18, 2012
Marino, Tom
· Jun 18, 2012
 R
Wilson, Joe
South Carolina · Jun 18, 2012
 R
Aderholt, Robert B.
Alabama · May 16, 2012
 D
Sewell, Terri A.
Alabama · May 16, 2012
Black, Diane
· Apr 19, 2012
Dent, Charles
· Apr 19, 2012
 R
Lucas, Frank D.
Oklahoma · Apr 16, 2012
Roe, David
· Apr 16, 2012
 R
Rogers, Mike D.
Alabama · Apr 16, 2012
 R
Schweikert, David
Arizona · Mar 29, 2012
 R
Blackburn, Marsha
Tennessee · Mar 26, 2012
BOSWELL, LEONARD
· Mar 26, 2012
MANZULLO, DONALD
· Mar 26, 2012
Palazzo, Steven
· Mar 26, 2012
 R
Calvert, Ken
California · Mar 22, 2012
Harper, Gregg
· Mar 21, 2012
Renacci, James
· Mar 21, 2012
 D
Thompson, Bennie G.
Mississippi · Mar 21, 2012
Boren, Dan
· Mar 19, 2012
Chandler, Ben
· Mar 19, 2012
 R
Lankford, James
Oklahoma · Mar 6, 2012
 R
Cole, Tom
Oklahoma · Feb 29, 2012
JONES, WALTER
· Feb 29, 2012
Sullivan, John
· Feb 29, 2012
DUNCAN, JOHN
· Feb 28, 2012
Donnelly, Joe
· Jan 31, 2012
MILLER, GARY
· Jan 31, 2012
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3849: Preserving Access to Manufactured Housing Act. 112th Congress. Open America. https://openamerica.io/bill/112-HR-3849/
MLA
"H.R. 3849: Preserving Access to Manufactured Housing Act." 112th Congress, 2026, Open America, https://openamerica.io/bill/112-HR-3849/.
Bluebook (legal)
H.R. 3849, 112th Cong. (2026), https://openamerica.io/bill/112-HR-3849/.
Markdown link
[H.R. 3849: Preserving Access to Manufactured Housing Act](https://openamerica.io/bill/112-HR-3849/)
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