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H.R. 3656 112th Congress House

Retirement Savings Security Act of 2011

Official title: To amend the Internal Revenue Code of 1986 to provide for death and disability protection for loans from qualified employer plans.

Introduced: December 13, 2011 Introduced by: Pete Sessions Republican · Texas See on congress.gov
Taxation Employee benefits and pensionsIncome tax deferralIncome tax exclusionLife, casualty, property insurance
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This bill died when the 112th Congress ended
It never became law before the 112th Congress (2011–2012) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 29, 2012
Referred to the Subcommittee on Health, Employment, Labor, and Pensions.
Dec 13, 2011
Referred to the Committee on Ways and Means, and in addition to the Committee on Education and the Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Dec 13, 2011
Introduced in House
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 Latest action March 29, 2012

Referred to the Subcommittee on Health, Employment, Labor, and Pensions.

 Plain-English summary Congressional Research Service

Retirement Savings Security Act of 2011 - Amends the Internal Revenue Code to provide for a qualified participant loan protection arrangement to allow a participant or beneficiary who receives any amount as a loan from an eligible retirement plan (i.e., a qualified trust, an annuity plan, or an annuity contract) the option to obtain protection against death and disability through: (1) a group insurance policy issued to the plan for the sole purpose of providing participant and beneficiary loan death and disability insurance, or (2) a debt protection product in which debt protection is provided through appropriate commercial contractual liability insurance.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 3
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APA
U.S. Congress. (2026). H.R. 3656: Retirement Savings Security Act of 2011. 112th Congress. Open America. https://openamerica.io/bill/112-HR-3656/
MLA
"H.R. 3656: Retirement Savings Security Act of 2011." 112th Congress, 2026, Open America, https://openamerica.io/bill/112-HR-3656/.
Bluebook (legal)
H.R. 3656, 112th Cong. (2026), https://openamerica.io/bill/112-HR-3656/.
Markdown link
[H.R. 3656: Retirement Savings Security Act of 2011](https://openamerica.io/bill/112-HR-3656/)
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