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HR 3104 112th Congress House

HOME Act of 2011

Official title: To amend the Internal Revenue Code of 1986 to provide penalty free distributions from certain retirement plans for mortgage payments with respect to a principa… Show full official titleShow less

Official title: To amend the Internal Revenue Code of 1986 to provide penalty free distributions from certain retirement plans for mortgage payments with respect to a principal residence and to modify the rules governing hardship distributions.

Introduced: October 5, 2011 See on congress.gov
Taxation Employee benefits and pensionsHousing finance and home ownershipIncome tax exclusion
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This bill died when the 112th Congress ended
It never became law before the 112th Congress (2011–2012) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 5, 2011
Referred to the House Committee on Ways and Means.
Oct 5, 2011
Introduced in House
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 Latest action October 5, 2011

Referred to the House Committee on Ways and Means.

 Plain-English summary Congressional Research Service

Hardship Outlays to protect Mortgagee Equity Act of 2011 or the HOME Act of 2011 - Amends the Internal Revenue Code to allow taxpayers to withdraw amounts from their tax-exempt pension and retirement plans, without incurring the 10% penalty otherwise imposed on such withdrawals, to make mortgage payments on their principal residences.

 Related & companion bills 1
  • S 1656 Related bill Hardship Outlays to protect Mortgagee Equity (HOME) Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 12
All 12 Republican 4
R
Blackburn, Marsha
Tennessee · Dec 7, 2011
Gingrey, Phil
· Dec 7, 2011
 R
Lummis, Cynthia M.
Wyoming · Dec 7, 2011
Yoder, Kevin
· Dec 1, 2011
KINGSTON, JACK
· Oct 18, 2011
 R
Huizenga, Bill
Michigan · Oct 13, 2011
Ross, Dennis
· Oct 13, 2011
Farenthold, Blake
· Oct 12, 2011
PAUL, RON
· Oct 12, 2011
BARTLETT, ROSCOE
· Oct 5, 2011
 R
Cole, Tom
Oklahoma · Oct 5, 2011
Franks, Trent
· Oct 5, 2011
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3104: HOME Act of 2011. 112th Congress. Open America. https://openamerica.io/bill/112-HR-3104/
MLA
"H.R. 3104: HOME Act of 2011." 112th Congress, 2026, Open America, https://openamerica.io/bill/112-HR-3104/.
Bluebook (legal)
H.R. 3104, 112th Cong. (2026), https://openamerica.io/bill/112-HR-3104/.
Markdown link
[H.R. 3104: HOME Act of 2011](https://openamerica.io/bill/112-HR-3104/)
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