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HR 3084 112th Congress House Housing and Community Development Government corporations and government-sponsored enterprises Housing finance and home ownership

Mortgage Credit Availability Act of 2011

Introduced: October 3, 2011 Introduced by: Quigley, Mike Democratic · Illinois See on congress.gov
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This bill died when the 112th Congress ended
It never became law before the 112th Congress (2011–2012) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 21, 2011
Referred to the Subcommittee on Capital Markets and Government Sponsored Enterprises.
Oct 3, 2011
Referred to the House Committee on Financial Services.
Oct 3, 2011
Introduced in House
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 Plain-English summary Congressional Research Service

Mortgage Credit Availability Act of 2011 - Requires the Director of the Federal Housing Finance Agency, for 2012-2014, to determine for each county witha population exceeding one million individuals whether a significant share of the county population resides, as of the commencement of each such year, in sub-areas of the county for which the median price for a one-, two-, three-, or four-family residence is more than three times the national median price for such a residence.

Authorizes the Director, with respect to any such county, to increase the limitation on the maximum original principal obligation of a mortgage that may be purchased by the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) for any size or sizes of residences for a contiguous, reasonably compact set of sub-areas within the county for which the median price exceeds three times the national price. Applies to an entire Metropolitan Statistical Area (MSA) any such increase in limitation if the county for which the limitation is increased is located in that MSA.

What's happening now October 21, 2011

Referred to the Subcommittee on Capital Markets and Government Sponsored Enterprises.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
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APA
U.S. Congress. (2026). H.R. 3084: Mortgage Credit Availability Act of 2011. 112th Congress. Open America. https://openamerica.io/bill/112-HR-3084/
MLA
"H.R. 3084: Mortgage Credit Availability Act of 2011." 112th Congress, 2026, Open America, https://openamerica.io/bill/112-HR-3084/.
Bluebook (legal)
H.R. 3084, 112th Cong. (2026), https://openamerica.io/bill/112-HR-3084/.
Markdown link
[H.R. 3084: Mortgage Credit Availability Act of 2011](https://openamerica.io/bill/112-HR-3084/)
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