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HR 2446 112th Congress House Housing and Community Development Consumer affairs Contracts and agency Housing finance and home ownership Real estate business Residential rehabilitation and home repair

RESPA Home Warranty Clarification Act of 2012

Introduced: July 7, 2011 See on congress.gov
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This bill died when the 112th Congress ended
It never became law before the 112th Congress (2011–2012) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 17 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Aug 2, 2012
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Aug 1, 2012
Motion to reconsider laid on the table Agreed to without objection.
Aug 1, 2012
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H5612)
Aug 1, 2012
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.(text: CR H5612)
Aug 1, 2012
DEBATE - The House proceeded with forty minutes of debate on H.R. 2446.
Aug 1, 2012
Considered under suspension of the rules. (consideration: CR H5612-5613)
Aug 1, 2012
Mrs. Biggert moved to suspend the rules and pass the bill, as amended.
Jul 31, 2012
Placed on the Union Calendar, Calendar No. 455.
Jul 31, 2012
Reported (Amended) by the Committee on Financial Services. H. Rept. 112-633.
Mar 27, 2012
Ordered to be Reported (Amended) by Voice Vote.
Mar 27, 2012
Committee Consideration and Mark-up Session Held.
Dec 8, 2011
Forwarded by Subcommittee to Full Committee by Voice Vote .
Dec 8, 2011
Subcommittee Consideration and Mark-up Session Held.
Jul 19, 2011
Referred to the Subcommittee on Insurance, Housing and Community Opportunity.
Jul 13, 2011
Hearings Held by the Subcommittee on Insurance, Housing and Community Opportunity Prior to Referral.
Jul 7, 2011
Referred to the House Committee on Financial Services.
Jul 7, 2011
Introduced in House
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 Plain-English summary Congressional Research Service

(This measure has not been amended since it was reported to the House on July 31, 2012. The summary of that version is repeated here.)

RESPA Home Warranty Clarification Act of 2012 - Amends the Real Estate Settlement Procedures Act of 1974 (RESPA) to state that no prohibited kickback or unearned fee incident to a real estate settlement service involving a federally related mortgage loan shall be deemed to include, or be deemed to have included, homeowner warranties or similar residential service contracts for the repair or replacement of home system components or home appliances.

Requires any person that pays another person not employed by the person for selling, advertising, marketing, or processing, or performing an inspection in connection with, a homeowner warranty or similar residential service contract for the repair or replacement of home system components or home appliances, to include a specified statement reflecting this Act in any such warranty or contract incident to a transaction involving the origination of a federally related mortgage loan.

Requires any person who has contracted to receive payment from a provider of such services for recommending the purchase of a home warranty or similar residential service contract, and is not an employee of such provider, to give the potential purchaser, upon first recommending such a purchase, a written notice informing the individual that such person has received or will receive compensation from the warranty company for the residential service. Allows the individual to opt out of purchasing such a warranty or service contract, or to purchase it from another provider.

What's happening now August 2, 2012

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Bill text 4 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 3
 Cosponsors 22
All 22 Democratic 6 Republican 7
R
Guthrie, Brett
Kentucky · Apr 19, 2012
Hunter, Duncan
· Apr 19, 2012
MILLER, GARY
· Mar 27, 2012
McCotter, Thaddeus
· Feb 27, 2012
 D
Meeks, Gregory W.
New York · Feb 27, 2012
 D
Sherman, Brad
California · Dec 19, 2011
McHenry, Patrick
· Dec 7, 2011
 R
Fleischmann, Charles J. "Chuck"
Tennessee · Nov 17, 2011
 R
DesJarlais, Scott
Tennessee · Nov 4, 2011
 R
Crawford, Eric A. "Rick"
Arkansas · Nov 2, 2011
DUNCAN, JOHN
· Nov 2, 2011
ROYCE, ED
· Nov 2, 2011
BACA, JOE
· Oct 27, 2011
 R
Blackburn, Marsha
Tennessee · Oct 27, 2011
 R
Capito, Shelley Moore
West Virginia · Oct 13, 2011
 D
Cohen, Steve
Tennessee · Oct 13, 2011
ROSS, MIKE
· Oct 13, 2011
 D
Sewell, Terri A.
Alabama · Oct 13, 2011
 D
Cleaver, Emanuel
Missouri · Oct 5, 2011
 D
Moore, Gwen
Wisconsin · Oct 3, 2011
 R
Huizenga, Bill
Michigan · Sep 20, 2011
MANZULLO, DONALD
· Sep 15, 2011
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2446: RESPA Home Warranty Clarification Act of 2012. 112th Congress. Open America. https://openamerica.io/bill/112-HR-2446/
MLA
"H.R. 2446: RESPA Home Warranty Clarification Act of 2012." 112th Congress, 2026, Open America, https://openamerica.io/bill/112-HR-2446/.
Bluebook (legal)
H.R. 2446, 112th Cong. (2026), https://openamerica.io/bill/112-HR-2446/.
Markdown link
[H.R. 2446: RESPA Home Warranty Clarification Act of 2012](https://openamerica.io/bill/112-HR-2446/)
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