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HR 1754 112th Congress House Housing and Community Development Government corporations and government-sponsored enterprises Government lending and loan guarantees Housing finance and home ownership

Preserving Equal Access to Mortgage Finance Programs Act

Introduced: October 14, 2011 See on congress.gov
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This bill died when the 112th Congress ended
It never became law before the 112th Congress (2011–2012) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 2, 2011
Referred to the Subcommittee on Insurance, Housing and Community Opportunity.
Jun 2, 2011
Referred to the Subcommittee on Capital Markets and Government Sponsored Enterprises.
May 5, 2011
Referred to the House Committee on Financial Services.
May 5, 2011
Introduced in House
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 Plain-English summary Congressional Research Service

Preserving Equal Access to Mortgage Finance Programs Act - Amends the Federal Home Loan Mortgage Corporation Act and the Federal National Mortgage Association Charter Act to increase limitations on the maximum original principal obligation of mortgages that may purchased by the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation Association (Freddie Mac).

Increases such limitations in areas where 125% (currently, 115%) of the median price of residences of a particular size exceed existing mortgage purchase limitations for such residence size.

Gives the Director of the Federal Housing Finance Agency (FHFA) discretion to prevent or limit a decrease in the limitation on the maximum original principal obligation of a mortgage that may be purchased by the corporation for an area.

Amends the National Housing Act to raise limitations on the maximum principal obligation of mortgages that may be insured by the Secretary of Housing and Urban Development (HUD).

Gives the Secretary discretion to prevent or limit a decrease in the maximum dollar amount limitation for any area from taking place for any such area.

What's happening now June 2, 2011

Referred to the Subcommittee on Insurance, Housing and Community Opportunity.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 3
 Cosponsors 18
All 18 Democratic 6 Republican 1
BERMAN, HOWARD
· Nov 14, 2011
Hanabusa, Colleen
· Nov 14, 2011
BACA, JOE
· Oct 14, 2011
CAPUANO, MICHAEL
· Oct 14, 2011
MCKEON, HOWARD
· Oct 14, 2011
 D
Thompson, Mike
California · Sep 23, 2011
 R
Calvert, Ken
California · Sep 22, 2011
 D
Schiff, Adam B.
California · Sep 15, 2011
 D
Tonko, Paul
New York · Sep 15, 2011
LOWEY, NITA
· Aug 23, 2011
 D
Costa, Jim
California · Aug 9, 2011
ROTHMAN, STEVEN
· Aug 1, 2011
BILBRAY, BRIAN
· Jul 25, 2011
Cardoza, Dennis
· Jul 25, 2011
 D
Lofgren, Zoe
California · Jul 21, 2011
WOOLSEY, LYNN
· Jul 21, 2011
GALLEGLY, ELTON
· May 25, 2011
 D
Sherman, Brad
California · May 5, 2011
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1754: Preserving Equal Access to Mortgage Finance Programs Act. 112th Congress. Open America. https://openamerica.io/bill/112-HR-1754/
MLA
"H.R. 1754: Preserving Equal Access to Mortgage Finance Programs Act." 112th Congress, 2026, Open America, https://openamerica.io/bill/112-HR-1754/.
Bluebook (legal)
H.R. 1754, 112th Cong. (2026), https://openamerica.io/bill/112-HR-1754/.
Markdown link
[H.R. 1754: Preserving Equal Access to Mortgage Finance Programs Act](https://openamerica.io/bill/112-HR-1754/)
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