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S 912 111th Congress Senate Finance and Financial Sector Banking and financial institutions regulation Housing finance and home ownership Interest, dividends, interest rates

Transparency for Homeowners Act of 2009

Introduced: April 28, 2009 Introduced by: Merkley, Jeff Democratic · Oregon See on congress.gov
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This bill died when the 111th Congress ended
It never became law before the 111th Congress (2009–2010) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 28, 2009
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Apr 28, 2009
Sponsor introductory remarks on measure. (CR S4812-4813)
Apr 28, 2009
Introduced in Senate
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 Plain-English summary Congressional Research Service

Transparency for Homeowners Act of 2009 - Prohibits any person from providing, and any mortgage originator from receiving, compensation that is based on or varies with the terms of any home mortgage loan (other than the loan amount).

What's happening now April 28, 2009

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 912: Transparency for Homeowners Act of 2009. 111th Congress. Open America. https://openamerica.io/bill/111-S-912/
MLA
"S. 912: Transparency for Homeowners Act of 2009." 111th Congress, 2026, Open America, https://openamerica.io/bill/111-S-912/.
Bluebook (legal)
S. 912, 111th Cong. (2026), https://openamerica.io/bill/111-S-912/.
Markdown link
[S. 912: Transparency for Homeowners Act of 2009](https://openamerica.io/bill/111-S-912/)
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