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S 3898 111th Congress Senate Finance and Financial Sector Administrative law and regulatory procedures Consumer credit Elementary and secondary education Federal Reserve System School administration State and local finance

A bill to amend the Electronic Fund Transfer Act to treat municipalities and school districts as consumers for certain purposes under that Act.

Introduced: September 29, 2010 Introduced by: Schumer, Charles E. Democratic · New York See on congress.gov
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This bill died when the 111th Congress ended
It never became law before the 111th Congress (2009–2010) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 29, 2010
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sep 29, 2010
Introduced in Senate
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 Plain-English summary Congressional Research Service

Amends the Electronic Fund Transfer Act to include as an account, for purposes of determining consumer liability for unauthorized electronic fund transfers, an account of a municipality or a school district used for the purpose of carrying out the official duties of that municipality or school district.

Requires the Board of Governors of the Federal Reserve System to issue final rules to define the terms "municipality" and "school district" for purposes of, and to otherwise carry out, this Act.

What's happening now September 29, 2010

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 3898: A bill to amend the Electronic Fund Transfer Act to treat municipalities and school districts as consumers for certain purposes under that Act.. 111th Congress. Open America. https://openamerica.io/bill/111-S-3898/
MLA
"S. 3898: A bill to amend the Electronic Fund Transfer Act to treat municipalities and school districts as consumers for certain purposes under that Act.." 111th Congress, 2026, Open America, https://openamerica.io/bill/111-S-3898/.
Bluebook (legal)
S. 3898, 111th Cong. (2026), https://openamerica.io/bill/111-S-3898/.
Markdown link
[S. 3898: A bill to amend the Electronic Fund Transfer Act to treat municipalities and school districts as consumers for certain purposes under that Act.](https://openamerica.io/bill/111-S-3898/)
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