Skip to main content
S 3247 111th Congress Senate Finance and Financial Sector Consumer credit User charges and fees

Fair Access to Credit Scores Act of 2010

Introduced: April 22, 2010 See on congress.gov
This bill died when the 111th Congress ended
It never became law before the 111th Congress (2009–2010) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 22, 2010
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Apr 22, 2010
Sponsor introductory remarks on measure. (CR S2589)
Apr 22, 2010
Introduced in Senate
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Plain-English summary Congressional Research Service

Fair Access to Credit Scores Act of 2010 - Amends the Fair Credit Reporting Act to require nationwide consumer reporting agencies, including nationwide specialty consumer reporting agencies (that compile and report on medical records or payments, residential or tenant histories, check writing histories, employment histories, and incusrance claims), to provide a free annual credit score disclosure upon consumer request.

What's happening now April 22, 2010

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). S. 3247: Fair Access to Credit Scores Act of 2010. 111th Congress. Open America. https://openamerica.io/bill/111-S-3247/
MLA
"S. 3247: Fair Access to Credit Scores Act of 2010." 111th Congress, 2026, Open America, https://openamerica.io/bill/111-S-3247/.
Bluebook (legal)
S. 3247, 111th Cong. (2026), https://openamerica.io/bill/111-S-3247/.
Markdown link
[S. 3247: Fair Access to Credit Scores Act of 2010](https://openamerica.io/bill/111-S-3247/)
Report a problem