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S 3219 111th Congress Senate

Fairness for Struggling Students Act of 2010

Official title: A bill to amend title 11, United States Code, with respect to certain exceptions to discharge in bankruptcy.

Introduced: April 15, 2010 Introduced by: Durbin, Richard J. Democratic · Illinois See on congress.gov
Finance and Financial Sector BankruptcyHigher educationStudent aid and college costs
This bill died when the 111th Congress ended
It never became law before the 111th Congress (2009–2010) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 15, 2010
Read twice and referred to the Committee on the Judiciary. (text of measure as introduced: CR S2388-2389)
Apr 15, 2010
Sponsor introductory remarks on measure. (CR S2388)
Apr 15, 2010
Introduced in Senate
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 Latest action April 15, 2010

Read twice and referred to the Committee on the Judiciary. (text of measure as introduced: CR S2388-2389)

 Plain-English summary Congressional Research Service

Fairness for Struggling Students Act of 2010 - Revises federal bankruptcy law with respect to the exemption from the exception to discharge in bankruptcy for certain educational loans if excepting such debt from discharge would impose an undue hardship on the debtor and debtor's dependents.

Limits such exemption to the existing ones for: (1) an educational benefit overpayment or loan made, insured, or guaranteed by a governmental unit or made under any program funded in whole or in part by a governmental unit; and (2) an obligation to repay funds received from a governmental unit as an educational benefit, scholarship, or stipend.

Repeals the current exemption for: (1) any loan made under any program funded in whole or in part by a governmental unit or nonprofit institution; and (2) any other qualified education loan incurred by an individual debtor on behalf of the taxpayer, the taxpayer's spouse, or any dependent, including indebtedness used to refinance a qualified education loan. (Thus makes both kinds of loans nondischargeable in bankruptcy.)

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 3219: Fairness for Struggling Students Act of 2010. 111th Congress. Open America. https://openamerica.io/bill/111-S-3219/
MLA
"S. 3219: Fairness for Struggling Students Act of 2010." 111th Congress, 2026, Open America, https://openamerica.io/bill/111-S-3219/.
Bluebook (legal)
S. 3219, 111th Cong. (2026), https://openamerica.io/bill/111-S-3219/.
Markdown link
[S. 3219: Fairness for Struggling Students Act of 2010](https://openamerica.io/bill/111-S-3219/)
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