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S 1636 111th Congress Senate

Long-Term Care Insurance Consumer Right-to-Know Act of 2009

Official title: A bill to develop a model disclosure form to assist consumers in purchasing long-term care insurance.

Introduced: August 6, 2009 Introduced by: Klobuchar, Amy Democratic · Minnesota See on congress.gov
Health Administrative law and regulatory proceduresDepartment of Health and Human ServicesDepartment of the TreasuryHealth care costs and insurance
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Insurance industry and regulationLong-term, rehabilitative, and terminal careMarketing and advertisingMedicaid
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This bill died when the 111th Congress ended
It never became law before the 111th Congress (2009–2010) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Aug 6, 2009
Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
Aug 6, 2009
Introduced in Senate
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 Latest action August 6, 2009

Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

 Plain-English summary Congressional Research Service

Long-Term Care Insurance Consumer Right-to-Know Act of 2009 - Directs the Secretary of Health and Human Services (HHS) to request the National Association of Insurance Commissioners (NAIC) to issue a white paper with its results from the following activities: (1) review and describe disclosure requirements for long-term care insurance policies under the long-term care insurance model regulation and model act promulgated by NAIC (as adopted as of October 2000 and December 2006), (2) review and describe disclosure requirements for long-term care insurance policies under state laws, (3) review and describe differences in long-term care services among states and develop a standardized definition of long-term care services, and (4) identify and describe key issues to consider in the development of a proposed model form for marketing long-term care insurance policies.

Directs the Secretary to request NAIC to: (1) establish a Working Group to develop and issue a model disclosure form for marketing long-term care insurance policies, and (2) amend the model regulation and model act to require the use of such form.

Requires the Secretaries of the Treasury and HHS to promulgate regulations requiring issuers of a qualified long-term care insurance contract under certain tax-qualified or Medicaid Partnership policies to use the model form for marketing such contracts.

Directs each state to require any issuer of a long-term care insurance policy to use the model form for marketing a policy.

 Related & companion bills 1
  • HR 4078 Related bill Long-Term Care Insurance Disclosure Act of 2009
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 1636: Long-Term Care Insurance Consumer Right-to-Know Act of 2009. 111th Congress. Open America. https://openamerica.io/bill/111-S-1636/
MLA
"S. 1636: Long-Term Care Insurance Consumer Right-to-Know Act of 2009." 111th Congress, 2026, Open America, https://openamerica.io/bill/111-S-1636/.
Bluebook (legal)
S. 1636, 111th Cong. (2026), https://openamerica.io/bill/111-S-1636/.
Markdown link
[S. 1636: Long-Term Care Insurance Consumer Right-to-Know Act of 2009](https://openamerica.io/bill/111-S-1636/)
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