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HRES 186 111th Congress House

Expressing the sense of the House of Representatives that the States should enact a temporary moratorium on residential mortgage foreclosures.

Introduced: February 24, 2009 Introduced by: Kaptur, Marcy Democratic · Ohio See on congress.gov
Housing and Community Development Housing finance and home ownershipPresidents and presidential powers, Vice PresidentsState and local government operationsWar and emergency powers
This resolution expired with the 111th Congress
It was not agreed to before the 111th Congress (2009–2010) adjourned, so it is no longer active. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Agreed to (House)
Feb 24, 2009
Referred to the House Committee on Financial Services.
Feb 24, 2009
Introduced in House
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 Latest action February 24, 2009

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Expresses the sense of the House of Representatives that: (1) the President should declare a national residential mortgage foreclosure emergency and, through such declaration, encourage the states, by use of their police power, to enact a moratorium on residential mortgage foreclosures; and (2) the states should exercise such power and enact such a moratorium.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H. Res. 186: Expressing the sense of the House of Representatives that the States should enact a temporary moratorium on residential mortgage foreclosures.. 111th Congress. Open America. https://openamerica.io/bill/111-HRES-186/
MLA
"H. Res. 186: Expressing the sense of the House of Representatives that the States should enact a temporary moratorium on residential mortgage foreclosures.." 111th Congress, 2026, Open America, https://openamerica.io/bill/111-HRES-186/.
Bluebook (legal)
H. Res. 186, 111th Cong. (2026), https://openamerica.io/bill/111-HRES-186/.
Markdown link
[H. Res. 186: Expressing the sense of the House of Representatives that the States should enact a temporary moratorium on residential mortgage foreclosures.](https://openamerica.io/bill/111-HRES-186/)
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