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HR 4953 111th Congress House

Mortgage Servicing Conflict Elimination Act of 2010

Official title: To amend the Truth in Lending Act to prohibit the servicer of a home mortgage, or any affiliate of the servicer, from holding any other mortgage on the property.

Introduced: May 11, 2010 See on congress.gov
Housing and Community Development Banking and financial institutions regulationHousing finance and home ownership
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This bill died when the 111th Congress ended
It never became law before the 111th Congress (2009–2010) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 25, 2010
Referred to the House Committee on Financial Services.
Mar 25, 2010
Introduced in House
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 Latest action March 25, 2010

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Mortgage Servicing Conflict Elimination Act of 2010 - Amends the Truth in Lending Act to prohibit the servicer of a residential mortgage loan (or an affiliate) from owning or holding any interest in any other residential mortgage loan secured by the same dwelling or residential real property.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 1
All 1 Democratic 1
D
Waters, Maxine
California · May 11, 2010
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APA
U.S. Congress. (2026). H.R. 4953: Mortgage Servicing Conflict Elimination Act of 2010. 111th Congress. Open America. https://openamerica.io/bill/111-HR-4953/
MLA
"H.R. 4953: Mortgage Servicing Conflict Elimination Act of 2010." 111th Congress, 2026, Open America, https://openamerica.io/bill/111-HR-4953/.
Bluebook (legal)
H.R. 4953, 111th Cong. (2026), https://openamerica.io/bill/111-HR-4953/.
Markdown link
[H.R. 4953: Mortgage Servicing Conflict Elimination Act of 2010](https://openamerica.io/bill/111-HR-4953/)
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