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HR 4400 111th Congress House Housing and Community Development Housing finance and home ownership Housing for the elderly and disabled Interest, dividends, interest rates Licensing and registrations Low- and moderate-income housing Social work, volunteer service, charitable organizations Tax-exempt organizations

Nonprofit Mortgage Licensing Clarification Act of 2009

Introduced: December 16, 2009 See on congress.gov
This bill died when the 111th Congress ended
It never became law before the 111th Congress (2009–2010) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Dec 16, 2009
Referred to the House Committee on Financial Services.
Dec 16, 2009
Introduced in House
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 Plain-English summary Congressional Research Service

Nonprofit Mortgage Licensing Clarification Act of 2009 - Amends the S.A.F.E. Mortgage Licensing Act of 2008 to permit a state to exempt from certain registration or licensing requirements any charitable organization exempt from federal tax (including their employees and agents acting as loan originators), if the organization: (1) executes loan originations in order to promote or facilitate homeownership for certain low-income, disabled, or other disadvantaged persons or families; (2) offers loans at interest rates lower than the bank prime loan rate, or that are no-interest loans or loans with interest rates significantly below those for loans to purchase generally available single-family housing; and (3) does not otherwise engage in the business of a loan originator or mortgage broker.

What's happening now December 16, 2009

Referred to the House Committee on Financial Services.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4400: Nonprofit Mortgage Licensing Clarification Act of 2009. 111th Congress. Open America. https://openamerica.io/bill/111-HR-4400/
MLA
"H.R. 4400: Nonprofit Mortgage Licensing Clarification Act of 2009." 111th Congress, 2026, Open America, https://openamerica.io/bill/111-HR-4400/.
Bluebook (legal)
H.R. 4400, 111th Cong. (2026), https://openamerica.io/bill/111-HR-4400/.
Markdown link
[H.R. 4400: Nonprofit Mortgage Licensing Clarification Act of 2009](https://openamerica.io/bill/111-HR-4400/)
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