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HR 4376 111th Congress House Finance and Financial Sector Consumer credit Sex, gender, sexual orientation discrimination

Freedom from Discrimination in Credit Act of 2009

Introduced: December 16, 2009 See on congress.gov
This bill died when the 111th Congress ended
It never became law before the 111th Congress (2009–2010) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Dec 16, 2009
Referred to the House Committee on Financial Services.
Dec 16, 2009
Introduced in House
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 Plain-English summary Congressional Research Service

Freedom from Discrimination in Credit Act of 2009 - Amends the Equal Credit Opportunity Act to prohibit discrimination on account of sexual orientation or gender identity when extending credit.

Defines: (1) "gender identity" as the gender-related identity, appearance, or mannerisms or other gender-related characteristics of an individual with or without regard to the individual's designated sex at birth; (2) "person" as a natural person, corporation, government or governmental subdivision or agency, trust, estate, partnership, cooperative, or association; and (3) "sexual orientation" as homosexuality, heterosexuality, or bisexuality.

What's happening now December 16, 2009

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 4376: Freedom from Discrimination in Credit Act of 2009. 111th Congress. Open America. https://openamerica.io/bill/111-HR-4376/
MLA
"H.R. 4376: Freedom from Discrimination in Credit Act of 2009." 111th Congress, 2026, Open America, https://openamerica.io/bill/111-HR-4376/.
Bluebook (legal)
H.R. 4376, 111th Cong. (2026), https://openamerica.io/bill/111-HR-4376/.
Markdown link
[H.R. 4376: Freedom from Discrimination in Credit Act of 2009](https://openamerica.io/bill/111-HR-4376/)
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