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HR 1882 111th Congress House

To amend the Truth in Lending Act to provide safeguards for credit card holders whose accounts were, or are about to be, terminated for inactivity, and for other purposes.

Introduced: April 2, 2009 See on congress.gov
Finance and Financial Sector Administrative law and regulatory proceduresConsumer affairsConsumer creditFederal Reserve System
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This bill died when the 111th Congress ended
It never became law before the 111th Congress (2009–2010) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 2, 2009
Sponsor introductory remarks on measure. (CR E876-877)
Apr 2, 2009
Introduced in House
Apr 2, 2009
Referred to the House Committee on Financial Services.
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 Latest action April 2, 2009

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Amends the Truth in Lending Act to set forth restrictions upon the termination of a consumer credit card account due to inactivity.

Prohibits a consumer credit card account from being terminated for inactivity unless the cardholder is notified within 60 days before the termination date.

Authorizes the cardholder to appeal a termination on the basis of error. Requires the card issuer to: (1) investigate whether such an error occurred; (2) transmit the investigation results to the cardholder; and (3) reopen the credit card account if an error did occur.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 1882: To amend the Truth in Lending Act to provide safeguards for credit card holders whose accounts were, or are about to be, terminated for inactivity, and for other purposes.. 111th Congress. Open America. https://openamerica.io/bill/111-HR-1882/
MLA
"H.R. 1882: To amend the Truth in Lending Act to provide safeguards for credit card holders whose accounts were, or are about to be, terminated for inactivity, and for other purposes.." 111th Congress, 2026, Open America, https://openamerica.io/bill/111-HR-1882/.
Bluebook (legal)
H.R. 1882, 111th Cong. (2026), https://openamerica.io/bill/111-HR-1882/.
Markdown link
[H.R. 1882: To amend the Truth in Lending Act to provide safeguards for credit card holders whose accounts were, or are about to be, terminated for inactivity, and for other purposes.](https://openamerica.io/bill/111-HR-1882/)
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