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HR 1285 111th Congress House

Commission on the Foreclosure and Mortgage Lending Crisis Act

Official title: To establish the Commission on the Foreclosure and Mortgage Lending Crisis.

Introduced: March 3, 2009 Introduced by: Turner, Michael R. Republican · Ohio See on congress.gov
Housing and Community Development Advisory bodiesCongressional agenciesCongressional oversightGovernment studies and investigationsHousing finance and home ownership
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This bill died when the 111th Congress ended
It never became law before the 111th Congress (2009–2010) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 3, 2009
Referred to the House Committee on Financial Services.
Mar 3, 2009
Introduced in House
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 Latest action March 3, 2009

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Commission on the Foreclosure and Mortgage Lending Crisis Act - Establishes in the legislative branch the Commission on the Foreclosure and Mortgage Lending Crisis to: (1) study and report to Congress on the current legal and regulatory framework governing the housing mortgage lending markets and how it contributed to the increased foreclosure rate; (2) recommend changes to the current framework to prohibit lending practices that have contributed to the mortgage lending crisis; (3) review the impact of subprime abuses and predatory lending practices; (4) assess the role of states in enacting policies to reduce predatory lending practices and abuses in the subprime markets; (5) assess the impact of mortgage-backed securities and the Federal National Mortgage Corporation (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) upon the mortgage lending crisis; and (6) assess the impact of the Community Reinvestment Act of 1977 on the crisis.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 5
All 5 Democratic 1 Republican 2
R
Diaz-Balart, Mario
Florida · Apr 23, 2009
 D
Lofgren, Zoe
California · Mar 18, 2009
Minnick, Walter
· Mar 12, 2009
Cao, Anh
· Mar 3, 2009
 R
Capito, Shelley Moore
West Virginia · Mar 3, 2009
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1285: Commission on the Foreclosure and Mortgage Lending Crisis Act. 111th Congress. Open America. https://openamerica.io/bill/111-HR-1285/
MLA
"H.R. 1285: Commission on the Foreclosure and Mortgage Lending Crisis Act." 111th Congress, 2026, Open America, https://openamerica.io/bill/111-HR-1285/.
Bluebook (legal)
H.R. 1285, 111th Cong. (2026), https://openamerica.io/bill/111-HR-1285/.
Markdown link
[H.R. 1285: Commission on the Foreclosure and Mortgage Lending Crisis Act](https://openamerica.io/bill/111-HR-1285/)
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