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HR 1123 111th Congress House Housing and Community Development Banking and financial institutions regulation Consumer affairs Government information and archives Housing finance and home ownership Judicial procedure and administration

Produce the Note Act of 2009

Introduced: February 23, 2009 Introduced by: Kaptur, Marcy Democratic · Ohio See on congress.gov
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This bill died when the 111th Congress ended
It never became law before the 111th Congress (2009–2010) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 23, 2009
Referred to the House Committee on Financial Services.
Feb 23, 2009
Introduced in House
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 Plain-English summary Congressional Research Service

Produce the Note Act of 2009 - Prohibits commencement of any foreclosure in connection with certain residential mortgages unless the person commencing the foreclosure complies with specified prerequisites, including identification of the actual holder of the mortgage note, the originating mortgage lender and all subsequent assignees, and other all parties who have an interest in the real estate subject to the mortgage or in the mortgage or its proceeds.

Requires the person commencing the foreclosure to: (1) notify the mortgagor, in writing, not less than five days before any action is taken to commence foreclosure; and (2) certify to the court, in the case of a judicial foreclosure, or to the office of the state to which notice is required under state law, that such notice has been provided.

What's happening now February 23, 2009

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1123: Produce the Note Act of 2009. 111th Congress. Open America. https://openamerica.io/bill/111-HR-1123/
MLA
"H.R. 1123: Produce the Note Act of 2009." 111th Congress, 2026, Open America, https://openamerica.io/bill/111-HR-1123/.
Bluebook (legal)
H.R. 1123, 111th Cong. (2026), https://openamerica.io/bill/111-HR-1123/.
Markdown link
[H.R. 1123: Produce the Note Act of 2009](https://openamerica.io/bill/111-HR-1123/)
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