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S. 2978 110th Congress Senate

Credit and Debit Card Receipt Clarification Act of 2008

Official title: A bill to amend the Fair Credit Reporting Act to make technical corrections to the definition of willful noncompliance with respect to violations involving the… Show full official titleShow less

Official title: A bill to amend the Fair Credit Reporting Act to make technical corrections to the definition of willful noncompliance with respect to violations involving the printing of an expiration date on certain credit and debit card receipts before the date of the enactment of this Act.

Introduced: May 6, 2008 Introduced by: Charles E. Schumer Democratic · New York See on congress.gov
Finance and Financial Sector CommerceConsumer protectionCredit cardsCrime and Law Enforcement
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Crime preventionDebit cardsFraudFrivolous lawsuitsGovernment Operations and PoliticsGovernment paperworkIdentity theftLaw
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This bill died when the 110th Congress ended
It never became law before the 110th Congress (2007–2008) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 6, 2008
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
May 6, 2008
Introduced in Senate
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 Latest action May 6, 2008

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Plain-English summary Congressional Research Service

Credit and Debit Card Receipt Clarification Act of 2008 - Amends the Fair Credit Reporting Act (FCRA) to declare that any person who printed an expiration date on any receipt provided to a consumer cardholder at a point of sale (POS) or transaction between December 4, 2004, and the enactment of this Act, but otherwise complied with FCRA requirements for such receipt, shall not be in willful noncompliance by reason of printing such expiration date on it.

 Related & companion bills 1
  • HR 4008 Credit and Debit Card Receipt Clarification Act of 2007
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 2978: Credit and Debit Card Receipt Clarification Act of 2008. 110th Congress. Open America. https://openamerica.io/bill/110-S-2978/
MLA
"S. 2978: Credit and Debit Card Receipt Clarification Act of 2008." 110th Congress, 2026, Open America, https://openamerica.io/bill/110-S-2978/.
Bluebook (legal)
S. 2978, 110th Cong. (2026), https://openamerica.io/bill/110-S-2978/.
Markdown link
[S. 2978: Credit and Debit Card Receipt Clarification Act of 2008](https://openamerica.io/bill/110-S-2978/)
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