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S. 1805 110th Congress Senate

FHA Loan Limit Adjustment Act of 2007

Official title: A bill to amend the National Housing Act to increase the mortgage amount limits applicable to housing insured by FHA mortgage insurance.

Introduced: July 17, 2007 Introduced by: Charles E. Schumer Democratic · New York See on congress.gov
Housing and Community Development Apartment housesCondominium (Housing)Cooperative housingDisasters
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Economics and Public FinanceEmergency ManagementFamiliesFederal aid to housingFederally-guaranteed loansFinance and Financial SectorHousing for the agedModerate income housingMortgagesRental housingResidential rehabilitationSingle family housingSocial WelfareUrban affairsUrban renewal
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This bill died when the 110th Congress ended
It never became law before the 110th Congress (2007–2008) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 17, 2007
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Jul 17, 2007
Introduced in Senate
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 Latest action July 17, 2007

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Plain-English summary Congressional Research Service

FHA Loan Limit Adjustment Act of 2007 - Amends the National Housing Act with respect to mortgage insurance eligibility to revise requirements for the principal amount of a mortgage loan, in part increasing the amount of a mortgage that may be insured by the Federal Housing Administration (FHA).

Repeals the requirement that certain mortgagors, before a mortgage is insured, complete a program of counseling on the responsibilities and financial management involved in homeownership.

Increases high-cost area and project-based additional mortgage loan limits for FHA-insured mortgages for: (1) rental housing; (2) cooperative housing; (3) rehabilitation and neighborhood conservation housing insurance; (4) moderate income and displaced family housing; (5) housing for the elderly; and (6) condominiums.

 Related & companion bills 1
  • HR 127 FHA Multifamily Loan Limit Adjustment Act of 2007
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 1805: FHA Loan Limit Adjustment Act of 2007. 110th Congress. Open America. https://openamerica.io/bill/110-S-1805/
MLA
"S. 1805: FHA Loan Limit Adjustment Act of 2007." 110th Congress, 2026, Open America, https://openamerica.io/bill/110-S-1805/.
Bluebook (legal)
S. 1805, 110th Cong. (2026), https://openamerica.io/bill/110-S-1805/.
Markdown link
[S. 1805: FHA Loan Limit Adjustment Act of 2007](https://openamerica.io/bill/110-S-1805/)
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