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HR 873 110th Congress House

Credit Card Payment Fee Act of 2007

Official title: To amend the Truth in Lending Act to prohibit fees by creditors for payments on credit card accounts by electronic fund transfers, and for other purposes.

Introduced: February 12, 2007 See on congress.gov
Finance and Financial Sector Collection of accountsCommerceConsumer creditConsumer protection
More subjectsShow fewer subjects
Credit cardsDebtor and creditorElectronic funds transfersFeesScience, Technology, Communications
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This bill died when the 110th Congress ended
It never became law before the 110th Congress (2007–2008) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 12, 2007
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Feb 7, 2007
Referred to the House Committee on Financial Services.
Feb 7, 2007
Introduced in House
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 Latest action April 12, 2007

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Plain-English summary Congressional Research Service

Credit Card Payment Fee Act of 2007 - Amends the Truth in Lending Act to prohibit a creditor, in the case of a credit card account under an open end consumer credit plan, from imposing a fee based on the manner in which payment on the account is made, including a fee for making any such payment by electronic fund transfer.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 3
All 3 Democratic 3
D
Cleaver, Emanuel
Missouri · Jun 19, 2007
 D
Cohen, Steve
Tennessee · Mar 6, 2007
 D
Schakowsky, Janice D.
Illinois · Feb 12, 2007
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 873: Credit Card Payment Fee Act of 2007. 110th Congress. Open America. https://openamerica.io/bill/110-HR-873/
MLA
"H.R. 873: Credit Card Payment Fee Act of 2007." 110th Congress, 2026, Open America, https://openamerica.io/bill/110-HR-873/.
Bluebook (legal)
H.R. 873, 110th Cong. (2026), https://openamerica.io/bill/110-HR-873/.
Markdown link
[H.R. 873: Credit Card Payment Fee Act of 2007](https://openamerica.io/bill/110-HR-873/)
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