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HR 6986 110th Congress House Finance and Financial Sector Bank accounts, deposits, capital

Individual Depositor and Community Bank Protection Act of 2008

Introduced: September 22, 2008 Introduced by: Cohen, Steve Democratic · Tennessee See on congress.gov
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This bill died when the 110th Congress ended
It never became law before the 110th Congress (2007–2008) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 22, 2008
Referred to the House Committee on Financial Services.
Sep 22, 2008
Sponsor introductory remarks on measure. (CR E1861)
Sep 22, 2008
Introduced in House
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 Plain-English summary Congressional Research Service

Individual Depositor and Community Bank Protection Act of 2008 - Amends the Federal Deposit Insurance Act to increase from $100,000 to $200,000 the standard maximum deposit insurance amount for bank deposits.

What's happening now September 22, 2008

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 6986: Individual Depositor and Community Bank Protection Act of 2008. 110th Congress. Open America. https://openamerica.io/bill/110-HR-6986/
MLA
"H.R. 6986: Individual Depositor and Community Bank Protection Act of 2008." 110th Congress, 2026, Open America, https://openamerica.io/bill/110-HR-6986/.
Bluebook (legal)
H.R. 6986, 110th Cong. (2026), https://openamerica.io/bill/110-HR-6986/.
Markdown link
[H.R. 6986: Individual Depositor and Community Bank Protection Act of 2008](https://openamerica.io/bill/110-HR-6986/)
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