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HR 4884 110th Congress House

Helping Our Veterans to Keep Their Homes Act of 2008

Official title: To amend title 38, United States Code, to make certain improvements in the home loan guaranty programs administered by the Secretary of Veterans Affairs, and for other purposes.

Introduced: April 8, 2008 See on congress.gov
Armed Forces and National Security CommerceCondominium (Housing)Economics and Public FinanceFederally-guaranteed loans
More subjectsShow fewer subjects
FeesFinance and Financial SectorGovernment lendingHome ownershipHousing and Community DevelopmentHousing financeIndexing (Economic policy)Mortgage guaranty insuranceMortgage interest ratesMortgagesSingle family housingSmall businessVeterans' benefitsVeterans' loans
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This bill died when the 110th Congress ended
It never became law before the 110th Congress (2007–2008) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 8 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 30, 2008
Ordered to be Reported (Amended) by Voice Vote.
Apr 30, 2008
Committee Consideration and Mark-up Session Held.
Apr 23, 2008
Forwarded by Subcommittee to Full Committee by Voice Vote .
Apr 23, 2008
Subcommittee Consideration and Mark-up Session Held.
Apr 16, 2008
Subcommittee Hearings Held.
Dec 21, 2007
Referred to the Subcommittee on Economic Opportunity.
Dec 19, 2007
Referred to the House Committee on Veterans' Affairs.
Dec 19, 2007
Introduced in House
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 Latest action April 30, 2008

Ordered to be Reported (Amended) by Voice Vote.

 Plain-English summary Congressional Research Service

Helping Our Veterans to Keep Their Homes Act of 2008 - Increases from 90% to 100% of the reasonable value of a veteran's dwelling or farm residence the amount of the loan to be guaranteed or made in the case of a loan to refinance certain loans.

Repeals the current fee schedule with respect to veterans' housing and small business loans. Changes the loan fee for such loans to 1% of the total amount of the loan guaranteed, insured, or made, or in the case of a loan assumption, the unpaid principal balance of the loan on the date of the transfer of the property.

Extends the demonstration projects involving: (1) adjustable rate mortgages through FY2018; and (2) hybrid adjustable rate through FY2012.

Increases the maximum loan guaranty amount of the Federal Home Loan Mortgage Corporation (Freddie Mac) conforming limit limitation determined for a single-family residence, as adjusted for the year involved.

Provides for an annual inflation increase in home loan guaranty amounts.

Directs the Secretary of Veterans Affairs to review and streamline the process of guaranteeing home loans for the purchase of a condominium.

 Related & companion bills 1
  • S 3087 Related bill Helping Our Veterans to Keep Their Homes Act of 2008
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 3
All 3 Democratic 3
D
Waters, Maxine
California · Jun 11, 2008
 D
Schakowsky, Janice D.
Illinois · Apr 8, 2008
 D
Welch, Peter
Vermont · Apr 8, 2008
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4884: Helping Our Veterans to Keep Their Homes Act of 2008. 110th Congress. Open America. https://openamerica.io/bill/110-HR-4884/
MLA
"H.R. 4884: Helping Our Veterans to Keep Their Homes Act of 2008." 110th Congress, 2026, Open America, https://openamerica.io/bill/110-HR-4884/.
Bluebook (legal)
H.R. 4884, 110th Cong. (2026), https://openamerica.io/bill/110-HR-4884/.
Markdown link
[H.R. 4884: Helping Our Veterans to Keep Their Homes Act of 2008](https://openamerica.io/bill/110-HR-4884/)
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