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H.R. 4721 110th Congress House

Terrorism Risk Insurance Improvement Act of 2007

Official title: To amend the Terrorism Risk Insurance Act of 2002 to temporarily reduce the insurer deductibles for insurers sustaining insured losses from large terrorism events.

Introduced: December 17, 2007 See on congress.gov
Finance and Financial Sector Business insuranceCasualty insuranceCommerceCrime and Law Enforcement
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Insurance companiesInsurance premiumsProperty insuranceTerrorism
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This bill died when the 110th Congress ended
It never became law before the 110th Congress (2007–2008) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 28, 2008
Referred to the Subcommittee on Capital Markets, Insurance and Government Sponsored Enterprises.
Dec 17, 2007
Referred to the House Committee on Financial Services.
Dec 17, 2007
Introduced in House
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 Latest action March 28, 2008

Referred to the Subcommittee on Capital Markets, Insurance and Government Sponsored Enterprises.

 Plain-English summary Congressional Research Service

Terrorism Risk Insurance Improvement Act of 2007 - Amends the Terrorism Risk Insurance Act of 2002 to revise the definition of "insurer deductible" with respect to a situation where aggregate industry insured losses resulting from a certified act of terrorism exceed $1 billion for an insurer that sustains any of such losses.

Sets forth a calculation for the value of such an insurer's direct earned premiums over the calendar year immediately preceding the program year.

 Related & companion bills 1
  • S 2621 Terrorism Risk Insurance Improvement Act of 2008
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
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APA
U.S. Congress. (2026). H.R. 4721: Terrorism Risk Insurance Improvement Act of 2007. 110th Congress. Open America. https://openamerica.io/bill/110-HR-4721/
MLA
"H.R. 4721: Terrorism Risk Insurance Improvement Act of 2007." 110th Congress, 2026, Open America, https://openamerica.io/bill/110-HR-4721/.
Bluebook (legal)
H.R. 4721, 110th Cong. (2026), https://openamerica.io/bill/110-HR-4721/.
Markdown link
[H.R. 4721: Terrorism Risk Insurance Improvement Act of 2007](https://openamerica.io/bill/110-HR-4721/)
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