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HR 3725 110th Congress House Housing and Community Development Administrative procedure Commerce Consumer education Debtor and creditor Department of Housing and Urban Development Fees Finance and Financial Sector Government Operations and Politics Government paperwork Housing finance Law Mortgage banks Mortgage interest rates Mortgages Settlement costs

Mortgage Disclosure Simplification Act of 2007

Introduced: October 2, 2007 Introduced by: Green, Al Democratic · Texas See on congress.gov
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This bill died when the 110th Congress ended
It never became law before the 110th Congress (2007–2008) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 2, 2007
Referred to the House Committee on Financial Services.
Oct 2, 2007
Introduced in House
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 Plain-English summary Congressional Research Service

Mortgage Disclosure Simplification Act of 2007 - Amends the Real Estate Settlement Procedures Act of 1974 to instruct the Secretary of Housing and Urban Development to develop and prescribe standard written forms stating the essential terms of a federally related mortgage loan, which lenders or mortgage brokers shall provide to prospective mortgagors.

Requires such disclosures to include: (1) a statement of terms regarding a federally related mortgage loan; and (2) a statement of basic easy-to-understand definitions or explanations of such terms.

What's happening now October 2, 2007

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 3725: Mortgage Disclosure Simplification Act of 2007. 110th Congress. Open America. https://openamerica.io/bill/110-HR-3725/
MLA
"H.R. 3725: Mortgage Disclosure Simplification Act of 2007." 110th Congress, 2026, Open America, https://openamerica.io/bill/110-HR-3725/.
Bluebook (legal)
H.R. 3725, 110th Cong. (2026), https://openamerica.io/bill/110-HR-3725/.
Markdown link
[H.R. 3725: Mortgage Disclosure Simplification Act of 2007](https://openamerica.io/bill/110-HR-3725/)
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