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HR 3133 110th Congress House

Financial Literacy for Homeowners Act

Official title: To authorize the Secretary of the Treasury to make grants to States, units of general local government, and nonprofit organizations for counseling and educatio… Show full official titleShow less

Official title: To authorize the Secretary of the Treasury to make grants to States, units of general local government, and nonprofit organizations for counseling and education programs for the prevention of predatory lending and to establish a toll-free telephone number for complaints regarding predatory lending, and for other purposes.

Introduced: July 23, 2007 See on congress.gov
Housing and Community Development CommerceCongressCongressional reporting requirementsConsumer complaints
More subjectsShow fewer subjects
Consumer educationConsumer protectionCounselingEconomics and Public FinanceFederal advisory bodiesFederal aid to housingFinance and Financial SectorForeclosureGovernment Operations and PoliticsGovernmental investigationsHome ownershipHousing financeLoan defaultsMortgagesNonprofit organizations
This bill died when the 110th Congress ended
It never became law before the 110th Congress (2007–2008) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 23, 2007
Referred to the House Committee on Financial Services.
Jul 23, 2007
Introduced in House
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 Latest action July 23, 2007

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Financial Literacy for Homeowners Act - Authorizes the Secretary of the Treasury to make grants to state and local governments and nonprofit organizations to implement anti-predatory lending activities, including: (1) consumer education programs; (2) certified home ownership counseling programs; and (3) referral services for homeowners and prospective homeowners.

Directs the Secretary provide for establishment, operation, and publication of a nationwide toll-free telephone number to receive consumer complaints regarding predatory and unscrupulous lending practices relating to home loans.

Establishes the Predatory Lending Advisory Council to: (1) advise the Secretary; and (2) study and report to the Secretary and Congress on the root causes of default and foreclosure of home loans.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3133: Financial Literacy for Homeowners Act. 110th Congress. Open America. https://openamerica.io/bill/110-HR-3133/
MLA
"H.R. 3133: Financial Literacy for Homeowners Act." 110th Congress, 2026, Open America, https://openamerica.io/bill/110-HR-3133/.
Bluebook (legal)
H.R. 3133, 110th Cong. (2026), https://openamerica.io/bill/110-HR-3133/.
Markdown link
[H.R. 3133: Financial Literacy for Homeowners Act](https://openamerica.io/bill/110-HR-3133/)
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