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HR 5045 109th Congress House

Home for the Brave Act

Official title: To amend the Community Reinvestment Act of 1977 to allow community reinvestment credit for investments and other financial support to enable veterans to purcha… Show full official titleShow less

Official title: To amend the Community Reinvestment Act of 1977 to allow community reinvestment credit for investments and other financial support to enable veterans to purchase residential homes or to assist organizations with the establishment of housing opportunities and assisted living facilities for veterans.

Introduced: March 29, 2006 Introduced by: Lynch, Stephen F. Democratic · Massachusetts See on congress.gov
Finance and Financial Sector Armed Forces and National SecurityBank examinationBank loansCapital investments
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Community development bankingCongregate housingHome ownershipHousing and Community DevelopmentHousing financeInterest ratesMortgagesSoldiers' homesVeterans' benefits
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This bill died when the 109th Congress ended
It never became law before the 109th Congress (2005–2006) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 21, 2006
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Mar 29, 2006
Referred to the House Committee on Financial Services.
Mar 29, 2006
Introduced in House
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 Latest action April 21, 2006

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Plain-English summary Congressional Research Service

A Home for the Brave Act - Amends the Community Reinvestment Act of 1977 to require that, when a federal financial supervisory agency assesses the record of a financial institution, the agency consider capital investments, low interest loans, loan participation, technical assistance, and grants made by the institution to support or enable: (1) a veteran to purchase a home for use as principal residence; and (2) any entity establishing housing opportunities or assisted living facilities for veterans to carry out such activities.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
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APA
U.S. Congress. (2026). H.R. 5045: Home for the Brave Act. 109th Congress. Open America. https://openamerica.io/bill/109-HR-5045/
MLA
"H.R. 5045: Home for the Brave Act." 109th Congress, 2026, Open America, https://openamerica.io/bill/109-HR-5045/.
Bluebook (legal)
H.R. 5045, 109th Cong. (2026), https://openamerica.io/bill/109-HR-5045/.
Markdown link
[H.R. 5045: Home for the Brave Act](https://openamerica.io/bill/109-HR-5045/)
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