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HR 3922 109th Congress House

Hurricanes Katrina and Rita Flood Insurance Buy-In Act of 2005

Official title: To strengthen the national flood insurance program, encourage participation in the program, and provide owners of properties not located in flood hazard zones … Show full official titleShow less

Official title: To strengthen the national flood insurance program, encourage participation in the program, and provide owners of properties not located in flood hazard zones that, therefore, were not subject to the mandatory purchase requirements of the national flood insurance program, but which suffered flood damage resulting from Hurricane Katrina or Hurricane Rita and were covered by windstorm insurance, a one-time opportunity to purchase flood insurance coverage for a period covering such hurricane.

Introduced: September 27, 2005 See on congress.gov
Emergency Management AlabamaClaimsDisaster insuranceDisaster relief
More subjectsShow fewer subjects
Economics and Public FinanceFinance and Financial SectorFlood damage preventionFloodsFloridaGovernment Operations and PoliticsGovernment trust fundsHurricane aftermath legislationHurricanesInsurance premiumsLossesLouisianaMississippiTexasWater Resources Development
This bill died when the 109th Congress ended
It never became law before the 109th Congress (2005–2006) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 5 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 22, 2006
Sponsor introductory remarks on measure. (CR H4502-4503)
Jan 4, 2006
Referred to the Subcommittee on Housing and Community Opportunity.
Dec 8, 2005
Sponsor introductory remarks on measure. (CR H11242)
Sep 27, 2005
Referred to the House Committee on Financial Services.
Sep 27, 2005
Introduced in House
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 Latest action June 22, 2006

Sponsor introductory remarks on measure. (CR H4502-4503)

 Plain-English summary Congressional Research Service

Hurricanes Katrina and Rita Flood Insurance Buy-In Act of 2005 - Establishes a temporary flood insurance buy-in program. Instructs the Director of the Federal Emergency Management Agency to make flood insurance coverage available under such program for eligible structures (but not their contents) for flooding resulting from Hurricane Katrina or Hurricane Rita. Limits eligibility to structures located in an area not subject to the mandatory purchase requirements of the national flood insurance program, and which were not covered by such insurance at the time of the hurricanes. Prescribes a formula for determination of premiums, which may be paid by deduction from the amount of any claims payable under coverage by the buy-in program.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3922: Hurricanes Katrina and Rita Flood Insurance Buy-In Act of 2005. 109th Congress. Open America. https://openamerica.io/bill/109-HR-3922/
MLA
"H.R. 3922: Hurricanes Katrina and Rita Flood Insurance Buy-In Act of 2005." 109th Congress, 2026, Open America, https://openamerica.io/bill/109-HR-3922/.
Bluebook (legal)
H.R. 3922, 109th Cong. (2026), https://openamerica.io/bill/109-HR-3922/.
Markdown link
[H.R. 3922: Hurricanes Katrina and Rita Flood Insurance Buy-In Act of 2005](https://openamerica.io/bill/109-HR-3922/)
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