HR 3449
109th Congress
House
Finance and Financial Sector
Administrative procedure
Bank accounts
Bank deposits
Bank loans
Checks
Commerce
Congress
Congressional reporting requirements
Consumer education
Consumer protection
Contracts
Deceptive advertising
Electronic funds transfers
Federal Reserve System
Fees
Finance charges
Governmental investigations
Law
Science, Technology, Communications
Consumer Overdraft Protection Fair Practices Act
Introduced: July 27, 2005
See on congress.gov
Everywhere this bill has been
3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Aug 24, 2005
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Jul 27, 2005
Introduced in House
Jul 27, 2005
Referred to the House Committee on Financial Services.
Plain-English summary
Consumer Overdraft Protection Fair Practices Act - Amends the Truth in Lending Act to set forth restrictions on: (1) overdraft protection programs or services for consumers; and (2) representations or statements with respect to such a program or service in any advertisement or promotion.
Amends the Electronic Fund Transfer Act and the Expedited Funds Availability Act to set forth restrictions on overdraft protection programs or services for consumers.
What's happening now
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Committees of jurisdiction
2