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HR 3098 109th Congress House

Mortgage Insurance Fairness Act of 2005

Official title: To amend the Internal Revenue Code of 1986 to allow a deduction for premiums on mortgage insurance, and for other purposes.

Introduced: November 17, 2005 See on congress.gov
Taxation Economics and Public FinanceFederally-guaranteed loansFinance and Financial SectorGovernment Operations and Politics
More subjectsShow fewer subjects
Government insuranceGovernment paperworkHousing and Community DevelopmentIncome taxInsurance premiumsInterestMortgage guaranty insuranceTax deductionsTax returns
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This bill died when the 109th Congress ended
It never became law before the 109th Congress (2005–2006) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 28, 2005
Referred to the House Committee on Ways and Means.
Jun 28, 2005
Sponsor introductory remarks on measure. (CR E1382)
Jun 28, 2005
Introduced in House
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 Latest action June 28, 2005

Referred to the House Committee on Ways and Means.

 Plain-English summary Congressional Research Service

Mortgage Insurance Fairness Act of 2005 - Amends the Internal Revenue Code to allow a tax deduction for mortgage insurance premiums. Reduces the amount of such deduction for taxpayers with adjusted gross incomes exeeding $100,000.

Authorizes the Secretary of the Treasury to require informational returns from any individual who receives payment of more than $600 in mortgage insurance premiums.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 35
All 35 Democratic 10 Republican 6
BIGGERT, JUDY
· Dec 8, 2006
 R
Boozman, John
Arkansas · Mar 9, 2006
 R
Calvert, Ken
California · Dec 17, 2005
 R
Capito, Shelley Moore
West Virginia · Nov 17, 2005
 D
Van Hollen, Chris
Maryland · Nov 17, 2005
Bean, Melissa
· Oct 26, 2005
CAMP, DAVE
· Oct 26, 2005
ETHERIDGE, BOB
· Sep 29, 2005
 D
Moore, Gwen
Wisconsin · Sep 29, 2005
PUTNAM, ADAM
· Sep 29, 2005
 D
Bishop, Sanford D.
Georgia · Sep 22, 2005
Cardoza, Dennis
· Sep 22, 2005
RADANOVICH, GEORGE
· Sep 22, 2005
SOUDER, MARK
· Sep 22, 2005
 R
Carter, John R.
Texas · Sep 15, 2005
 R
Issa, Darrell
California · Sep 15, 2005
MOORE, DENNIS
· Sep 15, 2005
 D
Pallone, Frank
New Jersey · Sep 15, 2005
EMERSON, JO
· Sep 8, 2005
WATT, MELVIN
· Sep 8, 2005
TANNER, JOHN
· Jul 29, 2005
 D
Cleaver, Emanuel
Missouri · Jul 28, 2005
EDWARDS, CHET
· Jul 28, 2005
 D
Hoyer, Steny H.
Maryland · Jul 28, 2005
 D
Lofgren, Zoe
California · Jul 28, 2005
 D
Wasserman Schultz, Debbie
Florida · Jul 28, 2005
LEWIS, JERRY
· Jul 27, 2005
 D
Schiff, Adam B.
California · Jul 27, 2005
 D
Sherman, Brad
California · Jul 27, 2005
BARTON, JOE
· Jul 20, 2005
Brown-Waite, Ginny
· Jul 20, 2005
Marshall, Jim
· Jul 20, 2005
 R
Sessions, Pete
Texas · Jul 20, 2005
SPRATT, JOHN
· Jul 20, 2005
CANTOR, ERIC
· Jun 28, 2005
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3098: Mortgage Insurance Fairness Act of 2005. 109th Congress. Open America. https://openamerica.io/bill/109-HR-3098/
MLA
"H.R. 3098: Mortgage Insurance Fairness Act of 2005." 109th Congress, 2026, Open America, https://openamerica.io/bill/109-HR-3098/.
Bluebook (legal)
H.R. 3098, 109th Cong. (2026), https://openamerica.io/bill/109-HR-3098/.
Markdown link
[H.R. 3098: Mortgage Insurance Fairness Act of 2005](https://openamerica.io/bill/109-HR-3098/)
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