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HR 3098 109th Congress House Taxation Economics and Public Finance Federally-guaranteed loans Finance and Financial Sector Government Operations and Politics Government insurance Government paperwork Housing and Community Development Income tax Insurance premiums Interest Mortgage guaranty insurance Tax deductions Tax returns

Mortgage Insurance Fairness Act of 2005

Introduced: June 28, 2005 See on congress.gov
This bill died when the 109th Congress ended
It never became law before the 109th Congress (2005–2006) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 28, 2005
Referred to the House Committee on Ways and Means.
Jun 28, 2005
Sponsor introductory remarks on measure. (CR E1382)
Jun 28, 2005
Introduced in House
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 Plain-English summary Congressional Research Service

Mortgage Insurance Fairness Act of 2005 - Amends the Internal Revenue Code to allow a tax deduction for mortgage insurance premiums. Reduces the amount of such deduction for taxpayers with adjusted gross incomes exeeding $100,000.

Authorizes the Secretary of the Treasury to require informational returns from any individual who receives payment of more than $600 in mortgage insurance premiums.

What's happening now June 28, 2005

Referred to the House Committee on Ways and Means.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 3098: Mortgage Insurance Fairness Act of 2005. 109th Congress. Open America. https://openamerica.io/bill/109-HR-3098/
MLA
"H.R. 3098: Mortgage Insurance Fairness Act of 2005." 109th Congress, 2026, Open America, https://openamerica.io/bill/109-HR-3098/.
Bluebook (legal)
H.R. 3098, 109th Cong. (2026), https://openamerica.io/bill/109-HR-3098/.
Markdown link
[H.R. 3098: Mortgage Insurance Fairness Act of 2005](https://openamerica.io/bill/109-HR-3098/)
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