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HR 2803 109th Congress House Housing and Community Development Administrative procedure Commerce Department of Housing and Urban Development Economics and Public Finance Evidence (Law) Federally-guaranteed loans Finance and Financial Sector Government Operations and Politics Indexing (Economic policy) Insurance premiums Law Mobile homes Mortgage banks Mortgage guaranty insurance Mortgages Prefabricated buildings Standards

FHA Manufactured Housing Loan Modernization Act of 2005

Introduced: July 28, 2005 See on congress.gov
This bill died when the 109th Congress ended
It never became law before the 109th Congress (2005–2006) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 29, 2005
Referred to the Subcommittee on Housing and Community Opportunity.
Jun 8, 2005
Referred to the House Committee on Financial Services.
Jun 8, 2005
Introduced in House
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 Plain-English summary Congressional Research Service

FHA Manufactured Housing Loan Modernization Act of 2005 - Amends the National Housing Act with respect to Federal Housing Administration (FHA) housing loan insurance for manufactured homes (or lots for such homes) to: (1) exempt such loans from certain financial institution portfolio limits; (2) establish loan-to-value ratio and downpayment requirements; (3) provide that any such contract shall be conclusive evidence of an institution's insurance eligibility; (4) increase loan limits; (5) set forth borrower premium charges; and (6) direct the Secretary of Housing and Urban Development to establish underwriting criteria that will ensure the manufactured housing program's financial soundness.

What's happening now July 29, 2005

Referred to the Subcommittee on Housing and Community Opportunity.

 Related & companion bills 2
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2803: FHA Manufactured Housing Loan Modernization Act of 2005. 109th Congress. Open America. https://openamerica.io/bill/109-HR-2803/
MLA
"H.R. 2803: FHA Manufactured Housing Loan Modernization Act of 2005." 109th Congress, 2026, Open America, https://openamerica.io/bill/109-HR-2803/.
Bluebook (legal)
H.R. 2803, 109th Cong. (2026), https://openamerica.io/bill/109-HR-2803/.
Markdown link
[H.R. 2803: FHA Manufactured Housing Loan Modernization Act of 2005](https://openamerica.io/bill/109-HR-2803/)
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