FHA Manufactured Housing Loan Modernization Act of 2005
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FHA Manufactured Housing Loan Modernization Act of 2005 - Amends the National Housing Act with respect to Federal Housing Administration (FHA) housing loan insurance for manufactured homes (or lots for such homes) to: (1) exempt such loans from certain financial institution portfolio limits; (2) establish loan-to-value ratio and downpayment requirements; (3) provide that any such contract shall be conclusive evidence of an institution's insurance eligibility; (4) increase loan limits; (5) set forth borrower premium charges; and (6) direct the Secretary of Housing and Urban Development to establish underwriting criteria that will ensure the manufactured housing program's financial soundness.
Referred to the Subcommittee on Housing and Community Opportunity.
- Introduced in House Formatted Text PDF Formatted XML
Cite this page
U.S. Congress. (2026). H.R. 2803: FHA Manufactured Housing Loan Modernization Act of 2005. 109th Congress. Open America. https://openamerica.io/bill/109-HR-2803/
"H.R. 2803: FHA Manufactured Housing Loan Modernization Act of 2005." 109th Congress, 2026, Open America, https://openamerica.io/bill/109-HR-2803/.
H.R. 2803, 109th Cong. (2026), https://openamerica.io/bill/109-HR-2803/.
[H.R. 2803: FHA Manufactured Housing Loan Modernization Act of 2005](https://openamerica.io/bill/109-HR-2803/)