HR 2643
109th Congress
House
Finance and Financial Sector
Bank accounts
Bank deposits
Checks
Fees
Innocent Check Depositor Protection Act
Introduced: May 25, 2005
See on congress.gov
Everywhere this bill has been
3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 3, 2005
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
May 25, 2005
Referred to the House Committee on Financial Services.
May 25, 2005
Introduced in House
Plain-English summary
Innocent Check Depositor Protection Act - Amends the Expedited Funds Availability Act to provide that, in the case of a check drawn on an account at an originating institution which is dishonored by that institution due to lack of sufficient funds, a receiving depository institution may not impose any fee on the depositor, in connection with such check, due to such dishonorment.
States that this Act shall not be construed as affecting any intervening depository institution or the costs of services it provides.
What's happening now
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Committees of jurisdiction
2