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HR 1305 109th Congress House

Retirement Savings for Working Americans Act

Official title: To amend the Internal Revenue Code of 1986 to make permanent and refundable, and to expand, the saver's credit.

Introduced: March 15, 2005 See on congress.gov
Taxation Finance and Financial SectorIncome taxIndividual retirement accountsLabor and Employment
More subjectsShow fewer subjects
Saving and investmentTax creditsTax refunds
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This bill died when the 109th Congress ended
It never became law before the 109th Congress (2005–2006) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 13, 2005
Sponsor introductory remarks on measure. (CR H1962-1963)
Mar 15, 2005
Referred to the House Committee on Ways and Means.
Mar 15, 2005
Introduced in House
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 Latest action April 13, 2005

Sponsor introductory remarks on measure. (CR H1962-1963)

 Plain-English summary Congressional Research Service

Retirement Savings for Working Americans Act - Amends the Internal Revenue Code to make the tax credit for certain retirement savings contributions permanent and refundable. Adjusts the phaseout range to expand eligibility for the tax credit for taxpayers at certain adjusted gross income levels.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 3
All 3 Democratic 3
D
DeLauro, Rosa L.
Connecticut · Jul 19, 2005
 D
Larson, John B.
Connecticut · Mar 15, 2005
 D
Meeks, Gregory W.
New York · Mar 15, 2005
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1305: Retirement Savings for Working Americans Act. 109th Congress. Open America. https://openamerica.io/bill/109-HR-1305/
MLA
"H.R. 1305: Retirement Savings for Working Americans Act." 109th Congress, 2026, Open America, https://openamerica.io/bill/109-HR-1305/.
Bluebook (legal)
H.R. 1305, 109th Cong. (2026), https://openamerica.io/bill/109-HR-1305/.
Markdown link
[H.R. 1305: Retirement Savings for Working Americans Act](https://openamerica.io/bill/109-HR-1305/)
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