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S. 1849 108th Congress Senate

Homeownership Opportunities for Uniformed Services and Educators Act

Official title: A bill to amend section 203 of the National Housing Act to provide for 1 percent downpayments for FHA mortgage loans for teachers and public safety officers to… Show full official titleShow less

Official title: A bill to amend section 203 of the National Housing Act to provide for 1 percent downpayments for FHA mortgage loans for teachers and public safety officers to buy homes within the jurisdictions of their employing agencies.

Introduced: November 11, 2003 Introduced by: Charles E. Schumer Democratic · New York See on congress.gov
Housing and Community Development Crime and Law EnforcementEconomics and Public FinanceEducationElementary and secondary education
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Elementary educationEmergency ManagementEmergency medicineFederal aid to housingFederally-guaranteed loansFinance and Financial SectorFire fightersHealthInsurance premiumsLaw enforcement officersLocal employeesMortgage guaranty insuranceMortgagesPolicePreschool educationPrivate schoolsRescue workSchool personnelSecondary educationState employeesTeachers
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This bill died when the 108th Congress ended
It never became law before the 108th Congress (2003–2004) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Nov 11, 2003
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Nov 11, 2003
Introduced in Senate
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 Latest action November 11, 2003

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Plain-English summary Congressional Research Service

Homeownership Opportunities for Uniformed Services and Educators Act - Amends the National Housing Act to provide for one percent downpayments for Federal Housing Administration mortgage loans for qualified elementary and secondary school teachers and administrators and non-Federal public safety officers to purchase homes within the jurisdictions of their employing agencies.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 1849: Homeownership Opportunities for Uniformed Services and Educators Act. 108th Congress. Open America. https://openamerica.io/bill/108-S-1849/
MLA
"S. 1849: Homeownership Opportunities for Uniformed Services and Educators Act." 108th Congress, 2026, Open America, https://openamerica.io/bill/108-S-1849/.
Bluebook (legal)
S. 1849, 108th Cong. (2026), https://openamerica.io/bill/108-S-1849/.
Markdown link
[S. 1849: Homeownership Opportunities for Uniformed Services and Educators Act](https://openamerica.io/bill/108-S-1849/)
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