Consumer Credit Score Disclosure Act of 2003
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Requires any person that makes or arranges extensions of consumer credit that are to be secured by a dwelling, and that uses credit scores for that purpose, to provide the consumer with a copy of: (1) the information obtained from a consumer reporting agency or that was developed and used by that user of the credit score information; or (2) a copy of the information provided to the user by a third party that developed the credit score, plus a general description of credit scores, their use, and the sources and kinds of data used to generate credit scores.
Declares void any contract provision that prohibits such mandated disclosures. Exempts from contractual liability any user of a credit score for making such a disclosure.
Star Print ordered on the bill.
- Introduced in Senate Formatted Text PDF
Cite this page
U.S. Congress. (2026). S. 1370: Consumer Credit Score Disclosure Act of 2003. 108th Congress. Open America. https://openamerica.io/bill/108-S-1370/
"S. 1370: Consumer Credit Score Disclosure Act of 2003." 108th Congress, 2026, Open America, https://openamerica.io/bill/108-S-1370/.
S. 1370, 108th Cong. (2026), https://openamerica.io/bill/108-S-1370/.
[S. 1370: Consumer Credit Score Disclosure Act of 2003](https://openamerica.io/bill/108-S-1370/)