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HR 774 108th Congress House

Access to Money (ATM) Act of 2003

Official title: To amend the Electronic Fund Transfer Act to prohibit any operator of an automated teller machine that displays any paid advertising from imposing any fee on a… Show full official titleShow less

Official title: To amend the Electronic Fund Transfer Act to prohibit any operator of an automated teller machine that displays any paid advertising from imposing any fee on a consumer for the use of that machine, and for other purposes.

Introduced: March 18, 2003 See on congress.gov
Finance and Financial Sector AdvertisingAutomated teller machinesCommerceConsumer protection
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Electronic funds transfersFeesGovernment Operations and PoliticsScience, Technology, CommunicationsUser charges
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This bill died when the 108th Congress ended
It never became law before the 108th Congress (2003–2004) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 10, 2003
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Feb 13, 2003
Referred to the House Committee on Financial Services.
Feb 13, 2003
Introduced in House
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 Latest action March 10, 2003

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Plain-English summary Congressional Research Service
Access to Money (ATM) Act of 2003 - Amends the Electronic Fund Transfer Act to prohibit operators of automated teller machines that carry paid advertising from charging user fees for electronic fund transactions whether or not the consumer maintains an account with the operator.

Exempts from this proscription: (1) advertising relating to products or services provided by the operator of an automated teller machine (or by any affiliate of such operator); or (2) any public service announcement.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 1
All 1 Democratic 1
D
McGovern, James P.
Massachusetts · Mar 18, 2003
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 774: Access to Money (ATM) Act of 2003. 108th Congress. Open America. https://openamerica.io/bill/108-HR-774/
MLA
"H.R. 774: Access to Money (ATM) Act of 2003." 108th Congress, 2026, Open America, https://openamerica.io/bill/108-HR-774/.
Bluebook (legal)
H.R. 774, 108th Cong. (2026), https://openamerica.io/bill/108-HR-774/.
Markdown link
[H.R. 774: Access to Money (ATM) Act of 2003](https://openamerica.io/bill/108-HR-774/)
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