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H.R. 2617 108th Congress House

Consumer Identity and Information Security Act of 2003

Official title: To protect American consumers from identity theft and other forms of fraud.

Introduced: June 26, 2003 See on congress.gov
Commerce Administrative procedureAdministrative remediesBusiness recordsCongress
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Congressional reporting requirementsConsumer complaintsConsumer creditConsumer educationConsumer protectionCredit cardsCredit unionsCrime and Law EnforcementCrime preventionCriminal justice informationDamagesData banksDebit cardsDepartment of the TreasuryEncryptionFederal Deposit Insurance CorporationFederal Reserve SystemFederal Trade CommissionFinance and Financial SectorFines (Penalties)FraudGovernment Operations and PoliticsGovernment paperworkGovernment publicityGovernmental investigationsIdentification devicesIdentity theftIndependent regulatory commissionsInternetLarcenyLawLegal feesLegislationLiability (Law)Local lawsNational Credit Union AdministrationRestrictive trade practicesSavings and loan associationsScience, Technology, CommunicationsSecurities and Exchange CommissionSecurities industrySocial WelfareSocial security numbersState lawsTelephoneWeb sites
This bill died when the 108th Congress ended
It never became law before the 108th Congress (2003–2004) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 5 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 14, 2003
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Jul 11, 2003
Referred to the Subcommittee on Commerce, Trade and Consumer Protection.
Jul 2, 2003
Referred to the Subcommittee on Social Security.
Jun 26, 2003
Referred to the Committee on Financial Services, and in addition to the Committees on Ways and Means, and Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Jun 26, 2003
Introduced in House
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 Latest action July 14, 2003

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Plain-English summary Congressional Research Service

Consumer Identity and Information Security Act of 2003 - Prohibits the following actions regarding an individual's social security number: (1) displaying it; (2) displaying it on any means of access required for products or services provided to an individual; (3) requiring an individual to transmit his social security number over the Internet unless the connection is secure or the number is encrypted; (4) requiring an individual to use his social security number to access an Internet Web site unless an authentication device is also required to access such site; and (5) displaying an individual's social security number on communications to the individual unless required by law.

Prohibits denial or discrimination in the provision of products or services solely because an individual requests non-display of his social security number.

Prohibits printing on any receipt provided to a cardholder or accountholder at the point of the business transaction for the purpose of initiating electronic fund transfers: (1) more than the last five digits of the account number of a credit card, debit card, or consumer account; or (2) the expiration date of such credit card, debit card, or other means of access to a consumer account.

Amends the Truth in Lending Act to mandate procedures for verification of consumer identity upon receiving a request for: (1) an additional card after a change of address; or (2) after a change of address.

Amends the Fair Credit Reporting Act to mandate that a consumer reporting agency: (1) include and disseminate a fraud alert initiated by a consumer; and (2) maintain a toll-free telephone number for such consumer requests.

Requires the Federal Trade Commission to establish procedures to: (1) log and acknowledge receipt of complaints that database information has likely been stolen or compromised; (2) provide informational guidelines for a business to follow when customer or other information in its database has likely been stolen or compromised; (3) provide guilelines for a business to follow in notifying customers of such a situation; and (4) refer complaints to each consumer reporting agency that compiles files on customers on a nationwide basis, and to appropriate law enforcement agencies.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 6
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2617: Consumer Identity and Information Security Act of 2003. 108th Congress. Open America. https://openamerica.io/bill/108-HR-2617/
MLA
"H.R. 2617: Consumer Identity and Information Security Act of 2003." 108th Congress, 2026, Open America, https://openamerica.io/bill/108-HR-2617/.
Bluebook (legal)
H.R. 2617, 108th Cong. (2026), https://openamerica.io/bill/108-HR-2617/.
Markdown link
[H.R. 2617: Consumer Identity and Information Security Act of 2003](https://openamerica.io/bill/108-HR-2617/)
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