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HR 2549 108th Congress House

Bill Payment Grace Period Act of 2003

Official title: To amend the Fair Debt Collection Practices Act to prohibit creditors from taking action that is adverse to the interests of a consumer with respect to certain… Show full official titleShow less

Official title: To amend the Fair Debt Collection Practices Act to prohibit creditors from taking action that is adverse to the interests of a consumer with respect to certain payments that are due in or shortly after the period of a disruption of the mail resulting from a national emergency declared under the National Emergencies Act.

Introduced: June 19, 2003 Introduced by: Sherman, Brad Democratic · California See on congress.gov
Finance and Financial Sector Business recordsCollection of accountsCommerceConsumer credit
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This bill died when the 108th Congress ended
It never became law before the 108th Congress (2003–2004) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 7, 2003
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Jun 19, 2003
Referred to the House Committee on Financial Services.
Jun 19, 2003
Introduced in House
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 Latest action July 7, 2003

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Plain-English summary Congressional Research Service
Bill Payment Grace Period Act of 2003 - Amends the Fair Debt Collection Practices Act to prohibit creditors from taking action adverse to the interests of a consumer with respect to certain payments that are due in, or shortly after, the period of a disruption of the mail resulting from a national emergency.

Authorizes the Secretary of the Treasury to designate (and extend up to seven additional days) a grace period to make debt payments by mail in such circumstances.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 2
All 2 Democratic 2
D
McGovern, James P.
Massachusetts · Jun 19, 2003
 D
Norton, Eleanor Holmes
District of Columbia · Jun 19, 2003
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2549: Bill Payment Grace Period Act of 2003. 108th Congress. Open America. https://openamerica.io/bill/108-HR-2549/
MLA
"H.R. 2549: Bill Payment Grace Period Act of 2003." 108th Congress, 2026, Open America, https://openamerica.io/bill/108-HR-2549/.
Bluebook (legal)
H.R. 2549, 108th Cong. (2026), https://openamerica.io/bill/108-HR-2549/.
Markdown link
[H.R. 2549: Bill Payment Grace Period Act of 2003](https://openamerica.io/bill/108-HR-2549/)
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