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HR 1865 108th Congress House

Prevention of Predatory Lending Through Education Act

Official title: To authorize the Secretary of Housing and Urban Development to make grants to States, units of general local government, and nonprofit organizations for counse… Show full official titleShow less

Official title: To authorize the Secretary of Housing and Urban Development to make grants to States, units of general local government, and nonprofit organizations for counseling and education programs for the prevention of predatory lending and to establish a toll-free telephone number for complaints regarding predatory lending, and for other purposes.

Introduced: November 18, 2003 See on congress.gov
Finance and Financial Sector CommerceCongressCongressional reporting requirementsConsumer complaints
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Consumer educationConsumer protectionCounselingData banksEconomics and Public FinanceFederal advisory bodiesFederal aid to housingFinancial servicesForeclosureGovernment Operations and PoliticsGovernment publicityGovernmental investigationsHome ownershipHousing and Community DevelopmentLegislationLoan defaultsMortgage interest ratesMortgagesNonprofit organizationsRestrictive trade practicesScience, Technology, CommunicationsSocial WelfareTelephone
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This bill died when the 108th Congress ended
It never became law before the 108th Congress (2003–2004) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 12, 2003
Referred to the Subcommittee on Housing and Community Opportunity.
Apr 30, 2003
Sponsor introductory remarks on measure. (CR E815)
Apr 29, 2003
Referred to the House Committee on Financial Services.
Apr 29, 2003
Introduced in House
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 Latest action May 12, 2003

Referred to the Subcommittee on Housing and Community Opportunity.

 Plain-English summary Congressional Research Service
Prevention of Predatory Lending Through Education Act - Authorizes the Secretary of Housing and Urban Development to make grants to States, units of local government, and nonprofit organizations for counseling, referral, and education programs for the prevention of predatory lending.

Directs the Secretary to establish a toll-free telephone number for predatory lending complaints.

Establishes in the Department of Housing and Urban Development a Predatory Lending Advisory Council, which shall: (1) advise the Secretary on issues concerning predatory lending practices; and (2) conduct a study of the causes of home loan defaults and foreclosures.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 2
All 2 Democratic 1
D
Norton, Eleanor Holmes
District of Columbia · Nov 18, 2003
CHRISTENSEN, DONNA
· Jul 8, 2003
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1865: Prevention of Predatory Lending Through Education Act. 108th Congress. Open America. https://openamerica.io/bill/108-HR-1865/
MLA
"H.R. 1865: Prevention of Predatory Lending Through Education Act." 108th Congress, 2026, Open America, https://openamerica.io/bill/108-HR-1865/.
Bluebook (legal)
H.R. 1865, 108th Cong. (2026), https://openamerica.io/bill/108-HR-1865/.
Markdown link
[H.R. 1865: Prevention of Predatory Lending Through Education Act](https://openamerica.io/bill/108-HR-1865/)
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