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HR 1729 108th Congress House

Negative Credit Notification Act

Official title: To amend the Fair Credit Reporting Act to require consumer reporting agencies to notify consumers when negative information is added to the consumer's file at such agency, and for other purposes.

Introduced: April 10, 2003 See on congress.gov
Finance and Financial Sector CommerceConsumer creditConsumer educationGovernment Operations and PoliticsGovernment paperwork
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This bill died when the 108th Congress ended
It never became law before the 108th Congress (2003–2004) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 29, 2003
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Apr 10, 2003
Referred to the House Committee on Financial Services.
Apr 10, 2003
Introduced in House
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 Latest action April 29, 2003

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Plain-English summary Congressional Research Service

Negative Credit Notification Act - Amends the Fair Credit Reporting Act to require a consumer reporting agency to notify the consumer that it is including information in the consumer's file that is, or may be construed as being, adverse to the consumer's interests, together with a brief description sufficient to allow the consumer to determine the accuracy, completeness, and source of such information.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 3
All 3 Democratic 1 Independent 1
LIPINSKI, WILLIAM
· Apr 10, 2003
 D
Norton, Eleanor Holmes
District of Columbia · Apr 10, 2003
 I
Sanders, Bernard
Vermont · Apr 10, 2003
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1729: Negative Credit Notification Act. 108th Congress. Open America. https://openamerica.io/bill/108-HR-1729/
MLA
"H.R. 1729: Negative Credit Notification Act." 108th Congress, 2026, Open America, https://openamerica.io/bill/108-HR-1729/.
Bluebook (legal)
H.R. 1729, 108th Cong. (2026), https://openamerica.io/bill/108-HR-1729/.
Markdown link
[H.R. 1729: Negative Credit Notification Act](https://openamerica.io/bill/108-HR-1729/)
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